Social Security Benefits To Increase 3.6% In 2027: What CT Residents Will Receive

Social Security recipients in Connecticut will see larger monthly payments next year after the federal government announced a 3.6 percent cost-of-living adjustment for 2027.

The Social Security Administration announced the increase Wednesday, Oct. 14, saying the average retired worker will receive approximately $75 more per month beginning in January.

The adjustment is larger than the 2.8 percent increase beneficiaries received in 2026.

Nearly 72 million Americans receive Social Security benefits, including retirees, people with disabilities and eligible family members. Approximately 7.3 million Supplemental Security Income recipients will also receive higher payments.

How Much Will Social Security Benefits Increase In 2027?

The amount of the increase will depend on each recipient's current monthly benefit.

For example, someone currently receiving $1,500 per month would see an increase of approximately $54, bringing their monthly benefit to $1,554.

A recipient receiving $2,000 per month would see an increase of approximately $72, bringing their monthly benefit to $2,072.

The Social Security Administration estimates the average retirement benefit will increase by approximately $75 per month, or about $900 over the course of a year.

These figures reflect the cost-of-living adjustment before any applicable deductions.

When Will The Higher Payments Begin?

The increase will take effect with Social Security benefits paid in January 2027.

Supplemental Security Income recipients will begin receiving their increased payments on Dec. 31, 2026.

Beneficiaries do not need to apply for the adjustment. The increase will be applied automatically.

How Can Recipients Check Their New Benefit Amount?

Social Security beneficiaries can view their updated benefit information through their personal my Social Security account.

The agency said cost-of-living adjustment notices will be available online beginning in late November.

Recipients who want to receive electronic notices must create or access their accounts and enroll in paperless notifications by Nov. 18.

Those who have not enrolled in paperless notices will receive their information by mail in December.

The notices will include updated benefit amounts and applicable deductions.

Could Medicare Premiums Affect The Increase?

For beneficiaries enrolled in Medicare, changes to premiums could affect how much additional money they receive each month.

The Social Security Administration said information about 2027 Medicare changes will be available through Medicare.gov.

Recipients will also be able to review their Medicare premium information through their Social Security accounts beginning in late November.

Why Are Social Security Benefits Increasing?

Social Security's annual cost-of-living adjustment is designed to help benefits keep pace with inflation.

The adjustment is calculated using changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers, which is maintained by the U.S. Bureau of Labor Statistics.

The 2027 increase is larger than the adjustments in both 2025 and 2026.

For additional information, visit the Social Security Administration's official COLA page.