Brookfield Offers Home Improvement Program

BROOKFIELD, CT — The Town is inviting applications for its home improvement loan program. Applications will be accepted through August 1st of this year.

In 2017 the Town of Brookfield was awarded a $400,000 Small Cities grant from the Connecticut Department of Housing. The grant awards zero percent interest, indefinitely deferred loans to eligible low and moderate income Brookfield residents for the purpose of making health and safety improvements to their homes.

Eligible improvements include, among others, roof replacement; window replacement; furnace replacements; septic repairs and installations; ADA modifications; insulation, lead remediation, siding, and plumbing and electrical upgrades.

The purpose of the grant is to provide funds for low- and moderate-income homeowners to make needed repairs to their homes. To be eligible, an applicant must meet three requirements: (1) homeowners must have an annual income that does not exceed $52,550 for a single household or $75,000 for a household of four; (2) Have 10 percent equity in the home; and, (3) be up to date on municipal taxes.

One of the benefits of this grant is that the money goes out as zero percent interest loans. It is not due and payable until the house changes title. For homeowners who cannot obtain funds through bank loans, this program is a strong option that requires no out-of-pocket costs. The grant also allows the Town to establish a revolving loan fund in perpetuity to provide assistance to additional residents who need home repairs.

Some possible uses that have been identified include replacing failed furnaces, roofs, windows, and septic system repairs. These funds can provide for ADA modifications to homes as well, such as entrance ramps and bathroom modifications.

Anyone considering taking advantage of this program may contact the First Selectman’s Office for further information 203-775-7301.

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