Simsbury Bank Welcomes Brian McLaughlin

PRESS RELEASE

CONTACT: Susan Presutti

Phone: (860) 408-5493

SIMSBURY, CT. – April 27, 2015 – Simsbury Bank, subsidiary of SBT Bancorp, Inc. (OTCQX: SBTB, CUSIP 78391C106), is pleased to announce that Brian McLaughlin has joined its Simsbury Bank Home Loans team as a Mortgage Loan Advisor. In this role, Mr. McLaughlin will work one-on-one with homebuyers, advising them on the best mortgage options for their specific needs, assisting them with the application process, and ensuring the progression of the mortgage application through to closing. He will work closely with Realtors and will be working with clients in Southeastern Massachusetts.

Joseph Pagliarini, Senior Vice President, Chief Mortgage and Consumer Lending Sales Officer said, “We are very pleased to have Brian join us. I have worked with Brian for many years and know him to be a responsive advisor who helps his clients choose the best financing option to achieve their goals.” Mr. McLaughlin said, “I am very excited to join Simsbury Bank. I place a high priority on joining a bank that has a reputation for being a trusted advisor to its customers.”

Prior to joining Simsbury Bank, Mr. McLaughlin was Assistant Vice President and a Senior Mortgage Lender at Bank of America Home Loans since 2009. Prior to that, he was in similar roles with LoanSnap.com New England Mortgages from 2004 to 2009 and Integrated Mortgage Solutions from 2000 to 2004. He is a graduate of Plymouth State University with a Bachelor’s of Science in Finance.

Simsbury Bank Home Loans is a division of Simsbury Bank serving the home financing needs of consumers throughout Southern New England. Simsbury Bank is an independent, community bank for consumers and businesses based in Connecticut. Simsbury Bank is wholly-owned by publicly traded SBT Bancorp, Inc. Its stock is traded on the OTCQX marketplace under the ticker symbol of SBTB. For more information, visit www.simsburybank.com.

Certain statements in this press release, including statements regarding the intent, belief or current expectations of SBT Bancorp, Inc., The Simsbury Bank & Trust Company, or their directors or officers, are “forward-looking” statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements.