How Do You Apply For Social Security Disability Benefits?

If you’re injured or otherwise unable to work and you’re worried about how you’re going to make ends meet, it might be time to look into applying for disability benefits. No one should have to struggle to put bread on the table for their family when their health stops them from working.
There’s nothing to be ashamed of either. Social Security Disability Benefits are funded by the money you’ve paid into Social Security over time through your taxes. The benefits exist because injuries and disabilities happen to everyone. Something unexpected may happen and make you unable to keep working, and that doesn’t mean you should be left on your own.

How to File

Starting your application is easy, and it’s always worth trying, even if you are unsure if you’re eligible. You can apply online and see if you qualify through the Social Security Administration website, or you can call and file over the phone.
It’s a simple and easy process, and the system will guide you along and tell you what you need to do in each step of the application.

Work Requirements

The process of applying for social security disability is intimidating, but it doesn’t have to be. The basic requirements are clear about what you have to prove.
The first thing you need to establish if you want disability benefits through Social Security is that you have paid Social Security taxes while working recently enough and for enough years to qualify for the benefits now. Each year you work and pay into the system, you earn work credits. Depending on your age at the time you become disabled, you’ll need a particular amount of credits. Generally, you’ll need at least 40 credits, but that number varies based on your age and how recently those credits were accumulated.

What Counts as a Disability

The second step in putting together a successful application is documenting your disability. It has to be something that prevents you from doing the work you did previously and doesn’t allow you to reasonably adapt to a different line of work. It doesn’t have to be a permanent disability, but it must be something expected to last for a year or more.
There are no strict limitations on what kind of conditions or disorders qualify as disabilities. If your condition meets the requirement on the SSA’s list of disabilities, you may automatically qualify. Any other physical or mental condition, however, can qualify you for disability benefits if you provide sufficient evidence.
Medical records and statements from your healthcare providers will be instrumental in getting your condition recognized.

Getting Help

Maybe you’re already under a lot of stress, so you feel overwhelmed by the process. You can always find a professional to help you apply if you’re struggling. A disability lawyer will know the system and can help you put together an effective application. Don’t let anxiety or unnecessarily confusing online forms stop you from getting the help you deserve.