We will have an expert at the library from Harris Bank to talk about what you need to know if you're a first-time home buyer. Please come find out about grant money to cover your down payment and closing costs to purchase a home. She will be available for specific and general question that you may have. The first hour will be presented in English, and the second hour will be presented in Spanish. Friday, Jan. 21, from 1-3 p.m., Wednesday, Jan. 26, 1-3 p.m.