Card-Skimmer Found At Annapolis Bank's ATM

ANNAPOLIS, MD — A skimming device used to capture data on ATM and credit cards was found on a cash machine outside an Annapolis bank on Wednesday. Bank employees found that the original PIN pad shield was replaced with a skimmer used to capture user's PIN numbers; Annapolis Police say the device was likely installed the same day.

Skimmers are a frequent problem throughout Maryland, leaving residents wondering what they should be looking for to protect themselves when paying electronically or withdrawing cash. Annapolis Police say the bank where the compromised ATM was used is in the 400 block of Sixth Street. (SIGN UP: Get Patch’s daily newsletter and real-time news alerts, or like us on Facebook. Or, if you have an iPhone, download the free Patch app.)

Police say thieves prefer locations that are not staffed by employees, like a gas pump, outdoor ATM machines, and stand-alone ATM machines.

How does this work? Thieves install a look-a-like device over the existing card reader and the device captures your card information. They may even install a camera or overlay key pad to capture your PIN as well. Thieves then sell the information and/or make clones of your card and use it online or anywhere.

SEE ALSO: Card Skimmers In Maryland: Here's How To Spot Them

Where does this happen? Anywhere there are card readers: grocery stores, banks, gas stations, and stand alone ATM machines.

What can you do? Check for tampering before using your card. Look for different colors, materials, typeface, or graphics used on the payment location. If there are two ATMs next to each other compare them and see if there are any differences. Grab the card reader surround and jiggle it, check to see if the keyboard is securely attached. If something doesn't look right, isn't aligned, or wiggles, don't use the card reader. Alert the business and/or the police. Also, when you use an ATM or payment location always assume someone is watching you enter your PIN. Put your other hand up to cover the hand entering the PIN. If there is a camera trying to capture the PIN your hand will block it. And even if there is a skimmer placed on the card reader, without your PIN the information becomes harder to use.

Finally, it is important to report these incidents to the business and the police as soon as possible. If you believe you've been the victim of a fraud, call Annapolis Police at 410-268-4141.

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