How Do I Make My Millions?

Well, isn't this the topic of the last decade? I think the title should actually read "How do I keep my millions?" 

Many people often ask me when I want to retire and how on earth am I going to accomplish such a daunting task in these economic times in which we live. I start by saying that I want to retire tomorrow, and then they laugh, as if I were kidding! 

The truth is most would say they want the same thing, they just don't think they can achieve it because we have been conditioned to live by the laws of going to school and getting our degree just to go work for a huge corporation that will enslave is for the next 40 years only to find out that after all that time our pension is only 40% of our salary and we still have a mortgage and kids moving back into the house after college because they cannot find jobs.

So, I say phooey on that! I say that if people were really taught some life lessons in school— instead of how to rotate a cone on the corner of a cube in Advanced Calculus 3—we would be in a much different situation.  Who really knows why we even have to be able to figure that out?

What's my point? I think that if we expect our future generations to live a better life than ours, we have to act more fiscally responsible and we can teach ourselves to do that, if we want.

Even if someone only made $30,000 in salary, after 40 years they would have been paid $1.2 million! Yet most think that they never can be a millionaire because they don't make hundreds of thousands of dollars in wages a year. I've got news for you, it's not what you make, it's what you keep. Where we save our money is less important than how we save our money and how much we save is not as important as how long we save.