Community Corner
Could You Go an Entire Year Without Buying Clothes?
โฆOr a cup of coffee, or going to the movies? Smart spender Betty Linneman made the ultimate New Year's resolution in 2013. Could you do the same?

Written by Sarah Cocchimiglio
Betty Linneman is a mindful spender and a crafty saver, but she has one weakness: clothing.
Although the St. Charles, Mo., resident is frugal with her fashion choicesโshe loves to hunt through thrift shops and discount storesโLinneman, 54, found herself last year with more stuff than she could fit in two closets. Then, something she read struck a chord with her: Most people can go a year without buying any clothes.
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โI wondered if I could do that,โ Linneman said. โI already had lots of clothes. I thought it would be a good way to save money, and put to good use what I already had.โ
So, over Christmas dinner last year, she announced her New Yearโs Resolution to not buy any clothes in 2013.
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It wasnโt easy, and she admits she slipped up once or twice, but Linneman is proud to have accomplished a year with almost no clothes shopping. Hereโs how she did itโand how you can, too.
Where do you need to scale back?
Itโs simple, and it doesnโt have to just be about clothes. Determine where the most of your expendable income is spent, and resolve to cut back on that item for one year. Ditch your Starbucks habit, steer clear of your favorite department store, or give up buying shoesโfor 365 days.
Prep for success
If you need to, stock up ahead of time. Linneman had three sizes of everything before she started her no-clothes buying challenge, but she needed socks and undergarments. She also took stock of her wardrobe and planned to reverse the all-too-common trend of wearing 20 percent of the things in her closet 80 percent of the time.
If youโre cutting back on coffee shop visits, buy supplies to brew coffee at home. Freeze your charge card in a block of ice. Pick up a new pair of sneakers if you know yours will wear out before the coming year is up. Ask yourself: What will you really need to get through a year?
Resist the spending urge
Instead of shopping for new clothes to change up her wardrobe, Linneman mixed things up using items she already owned. โI made an effort to vary my outfits,โ she said. โIn the past, I would have just made some new purchases and gotten variety that way. So I was more creative in choosing my attire.โ
Linneman also used to spend a lot of her downtime shopping, so this year she had to find other ways to fill her time.
โWhen I announced my resolution to my husband-to-be, he looked at me, quite supportively, and asked, โWhat are you going to do on your days off?โโ Linneman said. โSo I did figured out some other activities.โ
She spent one whole day cropping old jeans into shortsโnot just a good way to spend her day off, but also a creative use of clothing she already had. Now, she has five perfectly fitting pairs of jean shorts instead of five pairs of jeans she no longer wears.
Was it worth it?
โThis past year, I was able to pay down $5,000 in debt,โ Linneman said. She and her fiancรฉ Dan also took two vacations this year, and fitted the windows in their home with new blinds, all of which they paid for in cash. Linneman estimates she probably saved at least $600 just by not buying clothes this year.
โFor one year, try a different New Yearโs Resolution,โ she said. โRather than the usual lose weight, save more money, be better organized, [choose] a concrete, specific resolution.โ
By the end of the year you may just find yourself richerโfinancially and emotionally.
TELL US: What's your New Year's resolution? Could you give up an indulgence for an entire year?
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