Social Security: Optimizing your benefits with Minuteman Community Education

Do you worry when you read that Social Security may not have enough funds when you retire? Are you thinking of taking Social Security at 62 just to be safe? What difference will it make if you wait and take those benefits at age 66 or 70? What if you decide to work part time during retirement? How would being divorced or widowed impact social security?

If you are over 50, join us tonight to discuss the basics of social security and all new numbers for 2015. We’ll examine the factors to take into consideration when you decide to take benefits. You’ll learn how to create a retirement income strategy using social security as one source of income. The information provided is general in nature and should not be construed as personal tax or legal advice.

Visit www.MinutemanCE.org or call 781-861-7150 to register today!

Renee W. Senes, CDFA is a financial consultant with Investors Capital Corporation in Harvard and Concord and an independent investment advisor representative affiliated with Investors Capital Advisory. Renee is also a Certified Divorce Financial Analyst (CDFA). She specializes in working with clients and their attorneys through all phases of the divorce process. A former teacher, Renee enjoys educating her clients and encouraging them to be active participants in their financial futures. Securities Offered Through Investors Capital Corporation, Member FINRA, SIPC.