Home Security & Home Insurance

Recently Encharter wrote a blog, which you can find here, about home security and home insurance. There’s a connection between the two that many people may not know. If you have spent all that money installing a home security system, wouldn’t you love to save some money?

Depending on your home insurance carrier, you may be eligible for a discount. It’s important if you do have a home security system that you let your insurance agent know. If you don’t have a home security system, but are considering installation, one of the decisions you will have to make is what type of system you will get. Here’s some more information on that decision you may find helpful:

Local vs central alarm systems.

Local alarm creates a loud noise when someone enters the home. This is a very basic alarm not hooked up to any sort of emergencies services or outside system.

A central alarm system reports an alarm company, who in turn will call the local authorities, police or fire department. Some central alarm systems report directly to the appropriate department, fire or police. Central alarm systems will also offer medical alerts which can alert the police, fire or ems in the event of a medical emergency in your home.

Hopefully this information is helpful whether you are considering installing an alarm system or currently have one in your home!