How Credit Scores In Somerville Compare To Other U.S. Cities

SOMERVILLE, MA — The personal finance site WalletHub is out with a new report ranking the average credit scores of about 2,500 U.S. cities. In Massachusetts, wealthier cities like Lexington and Needham scored highest, but larger cities like Worcester and Framingham still had a decent showing.

The data was pulled from the credit bureau TransUnion and was dated to September 2019, according to WalletHub. The highest ranked city in Massachusetts was Lexington (No. 10 nationwide) with an average score of 779.

To compare, the lowest ranked cities — like Camden, N.J., and Detroit — had scores in the mid 500s. The average credit score in the U.S. is 703, according to the credit reporting agency Experian.

Here's how Somerville and other local cities on the list were ranked:

Somerville

Overall rank: 393

Percentile: 85

Median credit score: 743

Medford

Overall rank: 524

Percentile: 80

Median credit score: 736

Boston

Overall rank: 729

Percentile: 72

Median credit score: 724

Cambridge

Overall rank: 354

Percentile: 86

Median credit score: 745

Arlington

Overall rank: 25

Percentile: 99

Median credit score: 771

WalletHub also ranked cities in three different categories according to city size. Somerville was in the "small" city category and ranked in the 84th percentile nationwide, along with dozens of other communities.

You can read the full report on the WalletHub website.