Community Corner

Macomb County Residents Affected by Flood Have Until Nov. 24 to File for FEMA Assistance

The deadline is approaching for housing, home repair and other assistance from August's flood event.

Disaster survivors in Southeast Michigan have until Monday Nov. 24, to register with the Federal Emergency Management Agency and return their disaster loan applications to the U.S. Small Business Administration (SBA).

Survivors who have delayed registration for any reason should apply for potential assistance that could include:

Housing Assistance offers temporary rental assistance and home repair grants to eligible survivors. FEMA’s ultimate goal is to ensure survivors’ dwellings are safe, sanitary and functional.

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Other Needs Assistance is available for disaster related costs associated with personal property, transportation, moving and storage, or other necessary expenses.

Survivors who register and receive an SBA low-interest disaster loan application should return the application. SBA applicants are not obligated to accept a loan; however, completing it may lead to additional FEMA assistance. Survivors are encouraged to consider all sources of aid.

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It is not necessary to wait for an insurance claim determination to apply for FEMA assistance or an SBA disaster loan, which may help if applicants later find they are underinsured.

Michigan residents who receive a letter from FEMA saying they do not qualify for disaster assistance have the right to appeal and can do so within 60 days from the date of the determination letter.

Applicants who received a denial letter can call the FEMA helpline at 800-621-3362 or TTY users call 800-462-7585.

Individuals can register for help online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They may also call the FEMA helpline 800-621-3362 (Voice, 7-1-1/Relay) or (TTY) users call 800-462-7585. The helpline is available 7 a.m. to 11 p.m. EDT, seven days a week.

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