Long Term Care Combined with Life Insurance

Turn low interest rate CD’s or cash value in a life insurance policy into upto 6x the amount in long term care insurance and upto 2.5x the amount in a tax free death benefit.

Live and use the long term care benefit. Die and the tax free death benefit goes to your beneficiary. Quit and take your original lump sum premium back after year 3.

Answers all the concerns of getting long term care insurance protection. If I use it I get a tremendous benefit day one. If I don’t I pass on a legacy. If I want my money back, after year 3, I get it all guaranteed! And no more worrying about premium increases. Finally the best of both worlds!

If you or anyone you know is interested in long term care insurance protection, please forward my info. As an independent agent I am able to offer all carriers and products available. This is accomplished in your home, on the phone, or via a webinar from your computer. I also do workshops for small or large groups. Thank you.

Steven J Hamel
Independent long term care insurance agent
(603) 674-2563
Shamel@genworthltc.com
Www.neltcpg.com