I am a CPA focusing on taxes both preparation and planning. I am also a financial coach and financial therapist focusing on your money stress and anxiety and financial trauma.

This is a very important and real topic. Financial trauma refers to the emotional, psychological, and physiological distress that arises from real or perceived threats to one's financial security, and taxes can absolutely be a major trigger for this kind of trauma and anxiety.

It often shares characteristics with Post-Traumatic Stress Disorder (PTSD) and can stem from past overwhelming financial events like unexpected large tax bills, audits, significant financial loss due to errors, or growing up in poverty or financially unstable environments where taxes were a source of family stress.
💔 Common Signs of Financial Trauma Related to Taxes
The trauma often manifests in specific behaviors and feelings when dealing with tax season or financial issues:
* Avoidance/Procrastination: Ignoring or putting off opening mail from tax authorities (like the IRS), avoiding looking at bank accounts or bills, or delaying the filing of tax returns entirely.
* Hypervigilance: Constant, excessive worry about expenses or future worst-case financial scenarios related to taxes, such as audits or crippling debt.
* Physical Symptoms: Insomnia, headaches, stomach issues, nervous energy, or a racing heart when thinking about or engaging with tax-related tasks.
* Shame and Isolation: Feeling deep embarrassment about your tax or financial situation, leading to reluctance to discuss it with family, friends, or professionals.
* Compulsive Behaviors: Engaging in extreme overspending or underspending (hoarding money/extreme frugality) as a way to cope with underlying anxiety.
* Emotional Reactivity: Having disproportionate anxiety, panic, or anger in response to economic news or a simple bill/reminder.

www.healyourfinancialheart.org

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