Community Corner

NJ's Working Poor: 535 Towns With The Most, Fewest Struggling Families

You may be surprised to see which New Jersey towns have the most - and the fewest - number of families who are struggling to make ends meet.

It's not just the so-called poor communities that are struggling. A new report shows that a significant percentage of families in each New Jersey community have to work extra hard to make ends meet.

The United Way ALICE Report, released this week, provides a comprehensive look at New Jersey residents who are struggling financially. Patch put together a list of communities and how they rank based on the 2014 percentage of working-poor families (see list below).

According to the report, 37 percent of households in New Jersey could not afford basic needs such as housing, child care, food, health care and transportation in 2014.

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Many households are living below the federal poverty level, but an even greater number of households are what United Way calls ALICE – an acronym for Asset Limited, Income Constrained, Employed.

ALICE households have incomes above the federal poverty level but still struggle to afford basic household necessities. The number of ALICE and poverty-level households has increased steadily since 2007, even during the recovery from the Great Recession.

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The data reveal an ongoing struggle for ALICE households and obstacles to achieving financial stability:

  • Struggling Households: Of New Jersey’s 3.2 million households, 11 percent lived in poverty in 2014 and another 26 percent were ALICE. Combined, 1.2 million households (37 percent) had income below the ALICE threshold, roughly the same as in 2012 but well above the level in 2007.
  • Basic Cost of Living: The cost of basic household expenses increased steadily in every county in New Jersey between 2007 and 2014. The average budget rose by 23 percent, which is above the national rate of inflation of 14 percent during that time period.
  • In 2014, the average annual household survival budget for a New Jersey family of four (two adults with one infant and one preschooler) ranged from $55,164 in Hudson County to $81,168 in Hunterdon County – well above the U.S. family poverty rate of $23,850.
  • Low-wage Jobs: Low-wage jobs continued to dominate the landscape, with 52 percent of all jobs in the state paying less than $20 per hour.

Here is the list of towns, ranked from highest to lowest, followed by a number that shows the percentage of "ALICE" working poor:

  1. Seaside Heights 79
  2. Camden 76
  3. Atlantic City 72
  4. Passaic 72
  5. Paterson 70
  6. Salem 70
  7. Bridgeton 69
  8. Trenton 69
  9. Penns Grove 69
  10. Asbury Park 68
  11. Lindenwold 67
  12. Woodlynne 67
  13. Orange 67
  14. Victory Gardens 67
  15. New Brunswick 66
  16. Hi-Nella 64
  17. Wildwood 64
  18. Newark 64
  19. Sussex 64
  20. Audubon Park 62
  21. Lakewood 62
  22. Wrightstown 61
  23. Commercial 61
  24. Keansburg 61
  25. Fairfield 60
  26. Clementon 59
  27. Woodbine 59
  28. East Orange 59
  29. Irvington 59
  30. Flemington 59
  31. Perth Amboy 59
  32. Shrewsbury 57
  33. Freehold 56
  34. Prospect Park 56
  35. Pleasantville 55
  36. Somerdale 55
  37. Long Branch 55
  38. Manchester 55
  39. Newton 55
  40. Elizabeth 55
  41. North Wildwood 55
  42. Gloucester City 54
  43. Pine Hill 54
  44. Downe 54
  45. Millville 54
  46. Beverly 53
  47. Bellmawr 53
  48. Vineland 53
  49. Union City 53
  50. Buena 52
  51. Egg Harbor City 52
  52. Chesilhurst 52
  53. Berkeley 52
  54. Roselle 52
  55. Garfield 51
  56. Burlington 51
  57. Riverside 51
  58. Neptune City 51
  59. Netcong 51
  60. Phillipsburg 51
  61. Lodi 50
  62. Magnolia 50
  63. Lake Como 50
  64. Carneys Point 50
  65. Fairview 49
  66. West New York 49
  67. Keyport 49
  68. Somers Point 48
  69. Upper Deerfield 48
  70. Dover 48
  71. Lakehurst 48
  72. Haledon 48
  73. Maple Shade 47
  74. North Hanover 47
  75. Collingswood 47
  76. Lawnside 47
  77. Runnemede 47
  78. Belmar 47
  79. Montague 47
  80. Cliffside Park 46
  81. Hackensack 46
  82. West Cape May 46
  83. Maurice River 46
  84. Bradley Beach 46
  85. Tuckerton 46
  86. Plainfield 46
  87. Ventnor City 45
  88. Wallington 45
  89. Barrington 45
  90. Brooklawn 45
  91. Mount Ephraim 45
  92. Pennsauken 45
  93. Eatontown 45
  94. Red Bank 45
  95. Ocean Gate 45
  96. Bound Brook 45
  97. Franklin (Sussex) 45
  98. Pemberton 44
  99. Southampton 44
  100. Oaklyn 44
  101. East Newark 44
  102. Guttenberg 44
  103. Carteret 44
  104. Manville 44
  105. Brigantine 43
  106. Weymouth 43
  107. Palmyra 43
  108. North Bergen 43
  109. Neptune 43
  110. Pennsville 43
  111. Quinton 43
  112. Winfield 43
  113. Buena Vista 42
  114. Bordentown 42
  115. Edgewater Park 42
  116. Mount Holly 42
  117. West Wildwood 42
  118. Glen Gardner 42
  119. Highland Park 42
  120. Farmingdale 42
  121. Little Egg Harbor 42
  122. South Toms River 42
  123. Clifton 42
  124. Elmer 42
  125. Stratford 41
  126. Lower 41
  127. Harrison 41
  128. Jamesburg 41
  129. South River 41
  130. Wharton 41
  131. South Bound Brook 41
  132. Branchville 41
  133. White 41
  134. Moonachie 40
  135. Palisades Park 40
  136. Bass River 40
  137. Winslow 40
  138. Cape May 40
  139. Greenwich 40
  140. Lawrence (Cumberland) 40
  141. Bayonne 40
  142. Jersey City 40
  143. South Amboy 40
  144. Raritan 40
  145. Hamburg 40
  146. Stillwater 40
  147. Washington 40
  148. Eastampton 39
  149. Pemberton 39
  150. Berlin 39
  151. Merchantville 39
  152. North Plainfield 39
  153. Somerville 39
  154. Rahway 39
  155. Alpha 39
  156. Absecon 38
  157. Corbin City 38
  158. Hamilton (Atlantic) 38
  159. Ridgefield Park 38
  160. Delanco 38
  161. Willingboro 38
  162. Gloucester 38
  163. Hamilton (Mercer) 38
  164. Brick 38
  165. Seaside Park 38
  166. Elsinboro 38
  167. Woodstown 138
  168. Hillside 38
  169. Linden 38
  170. Elmwood Park 37
  171. Fort Lee 37
  172. Little Ferry 37
  173. South Hackensack 37
  174. Hopewell 37
  175. Frenchtown 37
  176. Deal 37
  177. Highlands 37
  178. Sea Bright 37
  179. Morristown 37
  180. Barnegat 37
  181. Eagleswood 37
  182. Bloomingdale 37
  183. Little Falls 37
  184. Mannington 37
  185. Roselle Park 37
  186. Galloway 36
  187. Hammonton 36
  188. Audubon 36
  189. Hightstown 36
  190. Dunellen 36
  191. Spotswood 36
  192. Ocean (Monmouth) 36
  193. Tinton Falls 36
  194. Lacey 36
  195. Stafford 36
  196. Toms River 36
  197. Woodland Park 36
  198. Pittsgrove 36
  199. Mullica 35
  200. North Arlington 35
  201. Fieldsboro 35
  202. Voorhees 35
  203. Waterford 35
  204. Middle 35
  205. Ocean City 35
  206. Belleville 35
  207. Caldwell 35
  208. Bloomsbury 35
  209. Hampton 35
  210. Ewing 35
  211. Beach Haven 35
  212. Hawthorne 35
  213. Alloway 35
  214. Oldmans 35
  215. Lopatcong 35
  216. Margate City 34
  217. Shiloh 34
  218. Stow Creek 34
  219. Kearny 34
  220. North Brunswick 34
  221. Oceanport 34
  222. Rockaway 34
  223. Totowa 34
  224. Andover 34
  225. Hampton 34
  226. Sandyston 34
  227. Stanhope 34
  228. Belvidere 34
  229. Englewood 33
  230. Leonia 33
  231. Lyndhurst 33
  232. Burlington 33
  233. Berlin 33
  234. Dennis 33
  235. East Windsor 33
  236. Helmetta 33
  237. Middlesex 33
  238. Monroe 33
  239. Sayreville 33
  240. Atlantic Highlands 33
  241. Englishtown 33
  242. Spring Lake Heights 33
  243. Ship Bottom 33
  244. Surf City 33
  245. Pompton Lakes 33
  246. Pilesgrove 33
  247. Mansfield (Warren) 33
  248. Folsom 32
  249. Northfield 32
  250. East Rutherford 32
  251. New Milford 32
  252. Haddon 32
  253. Deerfield 32
  254. Lambertville 32
  255. Woodbridge 32
  256. Roosevelt 32
  257. Union Beach 32
  258. Boonton 32
  259. Barnegat Light 32
  260. Lavallette 32
  261. Waretown (Ocean Township) 32
  262. Lower Alloways Creek 32
  263. Union (Union) 32
  264. Egg Harbor 31
  265. Longport 31
  266. Bergenfield 31
  267. Ridgefield 31
  268. Florence 31
  269. New Hanover 31
  270. Riverton 31
  271. Stone Harbor 31
  272. Wildwood Crest 31
  273. Weehawken 31
  274. Milford 31
  275. Hazlet 31
  276. West Long Branch 31
  277. Chester 31
  278. Long Beach 31
  279. Point Pleasant Boro 31
  280. Point Pleasant Beach 31
  281. Vernon 31
  282. Bordentown 30
  283. Mount Laurel 30
  284. Laurel Springs 30
  285. Old Bridge 30
  286. Allenhurst 30
  287. Avon-by-the-Sea 30
  288. Butler 30
  289. Mount Arlington 30
  290. Mount Olive 30
  291. Parsippany-Troy Hills 30
  292. Beachwood 30
  293. Harvey Cedars 30
  294. Plumsted 30
  295. Hopatcong 30
  296. Hackettstown 30
  297. Bogota 29
  298. Hasbrouck Heights 29
  299. Maywood 29
  300. Lumberton 29
  301. Haddon Heights 29
  302. Holland 29
  303. Lawrence (Mercer) 29
  304. Plainsboro 29
  305. Aberdeen 29
  306. Allentown 29
  307. Howell 29
  308. Mine Hill 29
  309. Pequannock 29
  310. Island Heights 29
  311. Wanaque 29
  312. Pohatcong 29
  313. Carlstadt 28
  314. Dumont 28
  315. Northvale 28
  316. Saddle Brook 28
  317. Westwood 28
  318. Delran 28
  319. Washington (Burlington) 28
  320. Bloomfield 28
  321. Stockton 28
  322. Monmouth Beach 28
  323. Wall 28
  324. Lincoln Park 28
  325. Jackson 28
  326. Bedminster 28
  327. Franklin (Somerset) 28
  328. Millstone 28
  329. Wantage 28
  330. Garwood 28
  331. Midland Park 27
  332. Hainesport 27
  333. Woodland 27
  334. Cherry Hill 27
  335. East Brunswick 27
  336. Edison 27
  337. Piscataway 27
  338. Freehold 27
  339. Pine Beach 27
  340. Peapack and Gladstone 27
  341. Lafayette 27
  342. Liberty 27
  343. Oxford 27
  344. Edgewater 26
  345. Emerson 26
  346. Saddle River 26
  347. Cinnaminson 26
  348. Evesham 26
  349. Avalon 26
  350. Cape May Point 26
  351. Nutley 26
  352. Clinton 26
  353. Lebanon 26
  354. South Plainfield 26
  355. Matawan 26
  356. Hanover 26
  357. Far Hills 26
  358. Knowlton 26
  359. Rochelle Park 25
  360. Sea Isle City 25
  361. West Orange 25
  362. Milltown 25
  363. Middletown 25
  364. Boonton 25
  365. Riverdale 25
  366. Bay Head 25
  367. North Haledon 25
  368. West Milford 25
  369. Watchung 25
  370. Andover 25
  371. Hardyston 25
  372. Ogdensburg 25
  373. Fair Lawn 24
  374. Rutherford 24
  375. Shamong 24
  376. Tabernacle 24
  377. Gibbsboro 24
  378. Raritan 24
  379. Princeton 24
  380. Robbinsville 24
  381. Florham Park 24
  382. Wayne 24
  383. Fredon 24
  384. Independence 24
  385. Cresskill 23
  386. Montvale 23
  387. Teaneck 23
  388. Medford 23
  389. Montclair 23
  390. Manalapan 23
  391. Jefferson 23
  392. Madison 23
  393. Frankford 23
  394. Mahwah 22
  395. Norwood 22
  396. Old Tappan 22
  397. Paramus 22
  398. Moorestown 22
  399. Springfield 22
  400. Haddonfield 22
  401. Upper 22
  402. Secaucus 22
  403. Franklin (Hunterdon) 22
  404. High Bridge 22
  405. Readington 22
  406. West Amwell 22
  407. Pennington 22
  408. Metuchen 22
  409. South Brunswick 22
  410. Sea Girt 22
  411. Denville 22
  412. East Hanover 22
  413. Morris Plains 22
  414. Randolph 22
  415. Rockaway 22
  416. Roxbury 22
  417. Hillsborough 22
  418. Rocky Hill 22
  419. Byram 22
  420. Clark 22
  421. Springfield22
  422. Harmony 22
  423. Linwood 21
  424. Port Republic 21
  425. Hillsdale 21
  426. Waldwick 21
  427. Wood-Ridge 21
  428. Verona 21
  429. Hoboken 21
  430. Delaware 21
  431. Hopewell 21
  432. Cranbury 21
  433. Manasquan 21
  434. Shrewsbury 21
  435. Long Hill 21
  436. Upper Pittsgrove 21
  437. Bridgewater 21
  438. Summit 21
  439. Estell Manor 20
  440. River Edge 20
  441. Westampton 20
  442. Maplewood 20
  443. Union (Hunterdon) 20
  444. Brielle 20
  445. Holmdel 20
  446. Mendham 20
  447. Branchburg 20
  448. Hope 20
  449. Closter 19
  450. Harrington Park 19
  451. Tenafly 19
  452. Mansfield (Burlington) 19
  453. West Caldwell 19
  454. West Windsor 19
  455. Rumson 19
  456. Spring Lake 19
  457. Harding 19
  458. Kinnelon 19
  459. Montville 19
  460. Ringwood 19
  461. Alpine 18
  462. Oakland 18
  463. Oradell 18
  464. Park Ridge 18
  465. South Orange Village 18
  466. Chatham 18
  467. Morris 18
  468. Mantoloking 18
  469. Bernardsville 18
  470. Green 18
  471. Sparta 18
  472. Kenilworth18
  473. Allamuchy 18
  474. Hardwick 18
  475. Ramsey 17
  476. River Vale 17
  477. Chesterfield 17
  478. Cedar Grove 17
  479. Califon 17
  480. Clinton 17
  481. East Amwell 17
  482. Colts Neck 17
  483. Bernards 17
  484. Green Brook 17
  485. Warren 17
  486. Blairstown 17
  487. Franklin (Warren) 17
  488. Washington (Warren) 17
  489. Allendale 16
  490. Ridgewood 16
  491. Wyckoff 16
  492. Fairfield 16
  493. Roseland 16
  494. Lebanon 16
  495. Marlboro 16
  496. Upper Freehold 16
  497. Washington (Morris) 16
  498. Montgomery 16
  499. Cranford 16
  500. New Providence 16
  501. Scotch Plains 16
  502. Frelinghuysen 16
  503. Washington (Bergen) 15
  504. Livingston 15
  505. Hopewell 15
  506. Fair Haven 15
  507. Chatham 15
  508. Ho-Ho-Kus 14
  509. Interlaken 14
  510. Berkeley Heights 14
  511. Westfield 14
  512. Franklin Lakes 13
  513. Haworth 13
  514. Bethlehem 13
  515. Kingwood 13
  516. Mendham 13
  517. Mountainside 13
  518. Demarest 12
  519. Englewood Cliffs 12
  520. Glen Rock 12
  521. Medford Lakes 12
  522. Millburn 12
  523. Alexandria 12
  524. Tewksbury 12
  525. Little Silver 12
  526. Millstone 12
  527. Greenwich 12
  528. Woodcliff Lake 11
  529. Chester 11
  530. Fanwood 11
  531. Upper Saddle River 10
  532. Glen Ridge 10
  533. Essex Fells 9
  534. North Caldwell 9
  535. Mountain Lakes 8

Patch file photo

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