Community Corner
Discover the Credit Union Difference with Picatinny Federal Credit Union
From a Brand Partner: Now serving Union County! Join Picatinny FCU for better banking, great rates, and member‑first financial solutions.
Welcome to Picatinny Federal Credit Union — Your Local, Member‑Focused Financial Partner
Picatinny Federal Credit Union has proudly served New Jersey communities since 1939, helping individuals and families build stronger financial foundations through personalized service, competitive rates, and a true member-first philosophy. Today, we are excited to welcome residents, employees, students, and worshippers in Union County to join our growing credit union community.
Who Can Join Picatinny FCU?
Membership at Picatinny FCU is open to anyone who lives, works, worships, or attends school in Morris, Somerset, Union, or Essex counties in New Jersey. Immediate family members of eligible individuals also qualify for membership.
Becoming a member is easy! Apply online or visit one of our local branches for personal assistance.
What Makes Picatinny FCU Different?
As a not-for-profit, member‑owned financial institution, Picatinny FCU reinvests earnings directly back into member benefits—meaning lower fees, better rates, and services designed to truly support your financial well‑being.
We proudly serve nearly 20,000 members and operate five convenient branch locations throughout Northern New Jersey.
Products & Services Designed With You in Mind
Picatinny FCU offers a full suite of financial services to help you save, spend, borrow, and plan with confidence:
Everyday Banking
- Free checking with no minimum balance
- High‑yield savings accounts
- 55,000+ surcharge‑free Allpoint ATMs worldwide
- Online & mobile banking with Zelle® for easy, secure money movement
Credit Cards
- Low‑interest credit cards featuring a 0% intro APR for 12 months on new purchases and balance transfers (for qualifying new cardholders)
- Fraud protection tools and card‑management controls through our mobile app
Loans for Life's Big Moments
Whether you're buying a first home, upgrading your car, or investing in your future, we’re here to help with:
- Competitive auto loans
- Flexible mortgage options, including fixed‑rate and short‑term mortgages with streamlined processing
- Home equity lines of credit
- Rewards credit cards for every day spending
Financial Planning & Member Benefits
Our members enjoy:
- Wealth management and retirement planning services
- Exclusive discounts and rewards through our Picatinny Relationship Rewards program—earned automatically just for being a member
- NCUA insurance up to $250,000 for peace of mind
Why Union County Residents Are Choosing Picatinny FCU
If you're looking for a financial partner who prioritizes you and not corporate shareholders, Picatinny FCU is here to help you thrive financially. From everyday checking to long‑term financial planning, our team is committed to offering transparent, competitive, and community‑focused solutions that make banking easier.
Joining is simple, and once you’re in, you’re a member for life.
Ready to Make the Switch?
Visit www.picacreditunion.com to apply online or stop by one of our local branches for personalized assistance. We’ll even help you transition your accounts seamlessly from your current financial institution.
Discover the benefits of banking with a credit union that puts you—and your community—first.
Picatinny Federal Credit Union
Stronger Banking. Stronger Communities.
This is a paid post contributed by a Patch Community Partner, a local brand partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch. To learn more, click here.
