This post is sponsored and contributed by Picatinny Federal Credit Union, a Patch Brand Partner.

Community Corner

Union County: Discover the Power of Picatinny FCU’s Premium Rewards Credit Card

Earn rewards, enjoy no annual fee, and take advantage of a 0% intro APR—your smarter card starts here.

Picatinny Federal Credit Union, Brand Partner
(Picatinny Federal Credit Union)

This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.

A Smarter Credit Card Now Available to Union County Residents

If you live or work in Union County and want a credit card that delivers real value—not hidden fees or confusing terms—Picatinny Federal Credit Union’s Premium Rewards Credit Card is designed to support your financial journey and reward your everyday spending.

As a trusted New Jersey credit union, Picatinny FCU provides a credit option that helps you stay in control, save money, and get more out of every dollar you spend. Wherever you’re going in life, this card is built to go with you.

Get More Value With Every Swipe

Competitive Rates & Stress‑Free Introductory Savings

Start strong with:

  • 0% APR* on purchases and balance transfers for the first 12 months
  • No balance transfer charge
    These perks make it easier to manage holiday spending, consolidate debt, or catch up on expenses—without piling on interest.

Rewards That Truly Reward You

Every purchase earns points automatically through uChoose® Rewards, and cardholders enjoy:

  • Double points on every purchase
  • Points that never expire
  • Redemption options that include travel, gift cards, merchandise, Amazon purchases, and more

Plus, new cardholders receive a 20,000‑point bonus after spending $1,000* in qualifying purchases within 60 days of opening the account.

No Annual Fee

Enjoy all the premium benefits with zero annual fee, making this card a cost‑effective choice for families and individuals across Union County.

Security & Control Right at Your Fingertips

Your card includes powerful safety features and convenient account tools, such as:

  • Fraud monitoring program
  • 0% liability for fraudulent transactions
  • Real‑time card management tools: spending controls, alerts, transaction monitoring, and more
  • Verified by Visa for an additional layer of online shopping protection
  • 24/7 customer service for assistance with payments, statements, transaction disputes

It’s everything you need to shop with confidence—whether you’re supporting local businesses in Cranford, dining in Westfield, or commuting through Elizabeth.

Seamless Digital Banking & Account Access

Your Premium Rewards Credit Card integrates directly into Picatinny FCU’s online and mobile banking experience, allowing you to:

  • View transactions and statements
  • Make payments
  • Track spending
  • Set controls and alerts

All in one secure, easy‑to‑use location.

Union County, This Is the Card That Rewards Your Everyday Life

From groceries to gas stations to weekend outings, your spending now earns double points that never expire. With no annual fee, a generous intro APR, and robust digital tools, this card is built to help you save while enjoying everyday perks.

Apply Today and Start Earning More

Already a member? Apply online instantly.
Not a member yet? Becoming one is simple—and once you join, you’ll gain access to all the benefits of the Premium Rewards Credit Card. Apply now!

Visit picacreditunion.com/credit-cards to get started.

This post is an advertorial piece contributed by a Patch Community Partner, a local brand partner. To learn more, click here.

This post is sponsored and contributed by Picatinny Federal Credit Union, a Patch Brand Partner.

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