I don't know about you ... but when I opened up my email this morning, ALL my favorite stores were vying for my tax refund dollars. However, if you are waiting once a year for that large "chunk of money" as Dave says .... you could be doing it all wrong.
http://www.daveramsey.com/article/what-do-i-do-with-my-tax-refund/lifeandmoney_taxes/
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