There are five important steps you should take when beginning your home search.
Decide what type of home you would like. Are you interested in only single homes or would a twin or town home work just as well? Which areas are you interested in purchasing in and what features are most important to you? This list will help the Realtor narrow down your search and find you the perfect home.
Locate a local Realtor who has EXTENSIVE experience in the area you are purchasing. This Realtor will provide invaluable information when it is time to not only see homes but negotiate the offer. This Realtor can process the information regarding the type of home you are interested in purchasing and can start sending you listings that are available.
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Start your pre-approval process for a mortgage prior to actually visiting homes. This will keep you from finding out at a later time that you cannot afford the home you love. It will also give the Realtor and the Seller confidence that you are serious about purchasing and have started the steps for your pre-approval. You will also be able to determine how much you are putting down on a property and what the estimated monthly costs will be.
Visit homes that appeal to you. Be sure to check your email and messages everyday as your Realtor could call you with a "HOT" property. Seeing a variety of homes will help you narrow down which will work best for you.
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Make an offer on the property you choose. Your Realtor will walk you through the Agreement of Sale and explain the contingencies. You will have a time period to have a home inspection completed if you choose, a time period to make written application for the mortgage and a time period to secure the mortgage. A good Realtor will keep you on track for all of these dates.
Complete the home inspection, the mortgage application and negotiate items if needed. Again your Realtor will keep you in date so that you do not default.
Close on your property.
Of course there are many smaller steps involved in purchasing a home that an Experienced Realtor will guide you through. Not sure where to start? Visit www.JenniferDaywalt.remax.com for a complete list of homes available to you. Happy House Hunting!
