John J. Bowman Jr., Accountant, on Finance Apps

Many people struggle with managing their money. Tracking bank balances and expenses can be tedious and somewhat dull. The good news is the technology industry has made it much easier to balance checkbooks and pay bills using the power of smartphones and apps. There are hundreds of personal finance apps to choose from, so here are some of the best personal finance apps of 2019 to help narrow down the list.

Prism for Bill Payment
Prism combines all your bills and bank balances in one user-friendly platform. You can schedule bills for payment and receive due date notifications. There is no charge to download the app, and it is compatible with Windows 8, Kindle, iOS, Windows Phone, and Android phones.

EveryDollar for Budgeting
Dave Ramsey, the well-known personal finance guru, helped design this app's budgeting features. The app features a built-in expense tracker that connects to your financial institution. Using this feature, you can see how much you have spent each month and how much money you have left to spend. The app also has financial planning that lets you contact money management experts.

Clarity Money for Managing Subscriptions
This app lets you manage all of your monthly subscriptions in one platform. Unfortunately, many people cannot keep track of all their subscriptions and do not realize just how much money they are spending. Clarity Money eliminates the need to handle monthly subscriptions individually.

The app also allows you to analyze your spending patterns and how you can improve your finances based on those patterns. You also receive a free Vantage credit score from Experian.

Acorns
Acorns invests money for you every time you make a purchase with a credit or debit card. For example, if you spend $3.75 using a linked card, Acorns will round up that transaction and invest the $0.25 in a portfolio of exchange-traded funds. The app makes it possible for the average person to invest without spending thousands of dollars with large investment banks.

Personal finance apps are not the only digital option you have to manage your finances. Many reputable online financial publications offer free budgeting worksheets, templates, easy-to-use financial calculators and offer tips on how to build a budget that works based on your unique financial situation.

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This article was originally published on jbowmanaccountant.org

About the Author

John J. Bowman Jr., Accountant, is a well experienced financial tax professional based out of Pittsburgh, PA. He is the Founder ad CEO of his firm, and has made significant strides across the financial and civil sectors. For more information, or to read John's blog, please visit, jbowmanaccountant.org or jbowmanaccountant.info

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