City Of Bellaire: Flood Insurance And The Community Rating System

Press release from City of Bellaire:

August 19, 2021

The City of Bellaire participates in the Community Rating System (CRS), a voluntary federal program that rewards communities for implementing higher flood mitigation standards by providing discounts on flood insurance policies to residents. 

Because we participate in this program, Bellaire property owners receive a discount on their flood insurance premiums according to the CRS Credit Points, Classes, and Premium Discounts Table.

There are a few items of note regarding renewing flood insurance premiums.

Since being informed of the retrograde from 7 to 10 (effective October 1, 2021), staff has worked diligently with FEMA to regain their confidence in the City's processes and standards for managing floodplain development. 

Through this coordination, FEMA has permitted the City a "fast-track" to a class 9. Beyond, FEMA has allowed the City an opportunity to further improve our classification by October of next year, rather than having to re-enter the CRS program.

We are working diligently to rectify the situation and regain our status in the Community Rating System to pass along potential flood insurance discounts to eligible residents. We will provide updates to the community along the process.  

You can visit the National Flood Insurance Program website for more information about flood insurance or call your insurance agent directly.

*Risk Rating 2.0 Equity in Action. (2021, April). https://www.fema.gov/sites/default/files/documents/fema_rr-2.0-equity-action_0.pdf

More Information on Flood Management in Bellaire

Questions? BellaireCRS@bellairetx.gov

This press release was produced by City of Bellaire. The views expressed here are the author’s own.