Business & Tech
How Car Insurance Costs Compare Across Wisconsin Cities
Milwaukee residents pay 90% more than state average! Find out how much it costs to insure a car in your town:
WISCONSIN -- If you're insuring a car in Milwaukee, you're going to be paying 90 percent more than state average just to insure your car there, and 74 percent more than in the second-most-expensive city.
Value Penguin, a consumer research firm, has calculated the cost to insure a car in Wisconsin's 66 largest cities, including your own and has learned that Milwaukee is by far and away the most expensive city to insure a car.
If you live in smaller towns such as Port Washington, Brookfield, Menomonee Falls, Waukesha, or Muskego, you are actually paying less than the state average.
Find out what's happening in Milwaukeefor free with the latest updates from Patch.
If you're living in Hudson, Oak Creek, or Racine, you're paying more than the state average, but not by much.
| Rank | City | Rate | Above/Below State Average |
|---|---|---|---|
| 1 | Milwaukee | $2,143 | 90% Above |
| 2 | Superior | $1,305 | 16% |
| 3 | Cudahy | $1,305 | 16% |
| 4 | Ashland | $1,275 | 13% |
| 5 | Racine | $1,259 | 12% |
| 6 | Kenosha | $1,234 | 9% |
| 7 | Reedsburg | $1,223 | 8% |
| 8 | South Milwaukee | $1,221 | 8% |
| 9 | Oak Creek | $1,213 | 8% |
| 10 | Rice Lake | $1,212 | 7% |
| 11 | Franklin | $1,199 | 6% |
| 12 | New Richmond | $1,194 | 6% |
| 13 | Baraboo | $1,186 | 5% |
| 14 | Hudson | $1,186 | 5% |
| 15 | Antigo | $1,178 | 4% |
| 16 | Rhinelander | $1,170 | 4% |
| 17 | River Falls | $1,165 | 3% |
| 18 | Tomah | $1,156 | 2% |
| 19 | Waupaca | $1,152 | 2% |
| 20 | Marinette | $1,148 | 2% |
| 21 | Shawano | $1,142 | 1% |
| 22 | New Berlin | $1,131 | 0% Approx. State Average |
| 23 | Portage | $1,126 | 0% Approx. State Average |
| 24 | Muskego | $1,122 | -1% Below |
| 25 | Lake Geneva | $1,121 | -1% |
| 26 | Monroe | $1,116 | -1% |
| 27 | Brodhead | $1,108 | -2% |
| 28 | Merrill | $1,105 | -2% |
| 29 | Chippewa Falls | $1,099 | -3% |
| 30 | Stoughton | $1,096 | -3% |
| 31 | Verona | $1,088 | -4% |
| 32 | Waukesha | $1,086 | -4% |
| 33 | Menomonee Falls | $1,085 | -4% |
| 34 | Brookfield | $1,084 | -4% |
| 35 | Mequon | $1,080 | -4% |
| 36 | Wausau | $1,080 | -4% |
| 37 | Eau Claire | $1,079 | -4% |
| 38 | Oconomowoc | $1,076 | -5% |
| 39 | Middleton | $1,073 | -5% |
| 40 | Madison | $1,069 | -5% |
| 41 | Milton | $1,063 | -6% |
| 42 | Sun Prairie | $1,062 | -6% |
| 43 | De Forest | $1,057 | -6% |
| 44 | La Crosse | $1,057 | -6% |
| 45 | Waunakee | $1,057 | -6% |
| 46 | Ripon | $1,057 | -6% |
| 47 | West Bend | $1,054 | -7% |
| 48 | Fort Atkinson | $1,052 | -7% |
| 49 | Wisconsin Rapids | $1,051 | -7% |
| 50 | Port Washington | $1,048 | -7% |
| 51 | Beloit | $1,045 | -7% |
| 52 | Jefferson | $1,045 | -7% |
| 53 | Stevens Point | $1,040 | -8% |
| 54 | Beaver Dam | $1,040 | -8% |
| 55 | Marshfield | $1,038 | -8% |
| 56 | Whitewater | $1,037 | -8% |
| 57 | Lake Mills | $1,036 | -8% |
| 58 | Watertown | $1,034 | -8% |
| 59 | Fond Du Lac | $1,029 | -9% |
| 60 | Appleton | $1,019 | -10% |
| 61 | Oshkosh | $1,004 | -11% |
| 62 | Green Bay | $993 | -12% |
| 63 | Plymouth | $984 | -13% |
| 64 | Manitowoc | $974 | -14% |
| 65 | Janesville | $961 | -15% |
| 66 | Sheboygan | $946 | -16% |
Read More Here
Find out what's happening in Milwaukeefor free with the latest updates from Patch.
Read Value Penguin's full report to learn what the leading factors are that inflate or depress car insurance rates. It has a lot to do with a person's driving record, but it also has a lot to do with the community in which you live.
Methodology
Value Penguin collected quotes from a variety of insurance companies across 66 towns and cities in Wisconsin. Our sample driver was a 30 year old male who drove a 2011 Toyota Camry. To obtain quotes, we kept parameters for getting coverage the same, such as that he was single, had a good credit score and a clean driving record. The only parameter that changed was the zip code where he lived in Wisconsin.
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image: patch.com
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