Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Grant Lowe is an outfield for Arroyo High and had six RBIs in his last three games coming into this week. Here's some more information on the Dons' star: Grade - Junior Sport(s) - Baseball Position - Center field Favorite subject - History Favorite athlete – Matt Holliday ----------------------- <a href="http://www.twitter.com/patchsportseb" rel="nofollow" target="_blank">Follow Patch Sports East Bay on Twitter</a>

Grant Lowe is an outfield for Arroyo High and had six RBIs in his last three games coming into this week. Here's some more information on the Dons' star:

Grade - Junior Sport(s) - Baseball

Position - Center field Favorite subject - History

Favorite athlete – Matt Holliday -----------------------

<a href="http://www.twitter.com/patchsportseb" rel="nofollow" target="_blank">Follow Patch Sports East Bay on Twitter</a>

The Arroyo star has been on a tear, driving in  six runs in his last three games.

Athlete Spotlight: Grant Lowe

Sports

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Oakland Arena

<figure><img src="https://cdn20.patchcdn.com/users/26608631/20260414/012906/image___14132904611.jpg" id="image.png" data-image="image.png"></figure>
Please join us on April 25 for the 12th Annual Safe Kids Day&nbsp;as we bring together families, community partners, and essential resources for a fun and impactful day! 
Sign up today for a free booster seat for children 5–12-year-olds (children must be a minimum of 3'8" and no more than 4'6" and 50-100lbs). register at the following link.
<a href="https://form.jotform.com/251415366131146" rel="nofollow noopener" target="_blank">2024 Alameda County Booster Giveaway&nbsp;</a>
Last year, nearly 1,500 community members joined us at the Oakland Arena. 500 bicycle helmets, 325 booster seats, 1000’s of baby diapers, and much more were given away. The success of this event is driven by the incredible participation and outreach of partner agencies. We’re excited to make this year even bigger and better! 
Event Details at a Glance: 
<ul>
 <li>Date: April 25</li>
 <li>Time: 10:00-2:00 </li>
 <li>Location: Oakland Arena</li>
</ul>
What Families will Experience at Safe Kids Day
• Free booster seat distribution 
• Free bicycle helmet distribution 
• Helmet decorating station 
• Bounce houses 
• Face painting 
• Health and resource fair 
• And first responders&nbsp;
Here’s a highlight reel from last year’s event: <a href="https://youtu.be/xcZcbxZD10Q" rel="nofollow noopener" target="_blank">SKD Highlight Video</a>
• Helmet fittings 
• Medication safety / poison prevention education 
• Wheeled sports safety education
We look forward to seeing you and your family for a great day of safety at the Oakland Arena!

Local Event: 12th Annual Safe Kids Day

12th Annual Safe Kids Day


Please join us on April 25 for the 12th Annual Safe Kids Day as we bring together families, community partners, and essential...

Techfootin #124 Online Auction April 28th - 30th
Featuring technology surplus assets from a variety of companies and different industries
View Catalog/Register to Bid Here: <a href="https://svdisposition.hibid.com/catalog/723621/rios-intelligent-machines" target="_blank" rel="nofollow noopener"></a><a href="https://svdisposition.hibid.com/catalog/732394/nanocellect" target="_blank" rel="nofollow noopener"></a><a href="https://svdisposition.hibid.com/catalog/732828/techfootin--124" rel="nofollow noopener" target="_blank">svdisposition.hibid.com/catalog/732828/techfootin--124</a>
Featured Assets:&nbsp;
<ul><li>Maddox Autotransformer TYPE K LR 3902 (112.5KVA)</li><li>Milwaukee Resisto 36KW Transformer/Heater Unit</li><li>ACME Electric Dry Type Distribution Transformer DOE2016</li><li>Drake SE712 Horizontal Bandsaw</li><li>Ingersoll Rand Compressor T22039P20562</li><li>KAKA Pan and Box Brake W24162</li><li>(2) Generac GP3600 Generators</li><li>Ozark River Premier Portable Hot Water Sink</li><li>Warn VR EVO 12 Electric Winch (12,000 lb)</li><li>Husky Toolbox with Tools Included</li><li>Makita 12” CutOff Saw LC1230</li><li>Weldcraft 2500SS TIG Welding Water Cooler</li><li>Hydraulic Lift Table 2000 lbs</li><li>(2) Hydraulic Cart and Remover Jack Lifts Hoist (3000 lbs)</li><li>Kobalt 26 Gallon Quiet Tech Air Compressor</li><li>Photon AnyCubic 3D Resin Printer</li><li>(5) NEW Teknic ClearPath Brushless Servo Motors CPMSCSK2331SELSA</li><li>(3) NEW Teknic ClearPath Servo Motors CPMSCHPN1433PELSA</li><li>Moxa Switcher 565016</li><li>Whirlpool Fridge WRB322DMBM01</li><li>WA23 Rev F Pneumatic Crimp Tool (DMC)</li><li>Baldor Motor</li><li>Mixpac DP2X400 Pneumatic Adhesive Dispenser</li><li>Werner 6’ Steel Rolling Scaffold</li><li>Creworks Digital Ultrasonic Cleaner</li><li>WEN 4”x36” Belt / 6” Disc Sander</li><li>Mitsubishi Electric Charger CEJBMAJ0AD</li><li>Uline Fan PBX30D</li><li>DC Power Supplies</li><li>(2) Stainless Steel Rectangular Tank Storages</li></ul>

Local Event: Techfootin #124 Online Auction

Hayward

Techfootin #124 Online Auction

Techfootin #124 Online Auction April 28th - 30th
Featuring technology surplus assets from a variety of companies and different...

Around town

Meet talented Tri-Valley artists as they open their studios, homes, and collectives
The fifth Tri-Valley Artist Studio Tour (TVAST) will be held the first weekend in May, May 1 to May3. TVAST will be a weekend filled with creativity and inspiration. More than 70 artists will be displaying their art in their homes, studios, gardens, and collectives, representing the entire Tri-Valley. Participating cities include Pleasanton, Livermore, Dublin, San Ramon, and Danville. Visit more than 25 locations to watch demonstrations, browse art for sale, and talk with local artists. You will find all kinds of wonderful art from paintings, ceramics, sculpture, glass, mixed media, photographs, and collage, to jewelry, textiles, and wearable art.
You will be amazed by the variety and originality in the artwork. This is a unique opportunity to experience the exceptional talent of local artists. Buy directly from the artist: from small gifts and home décor to full-size wall art, there is something for everyone at TVAST.
This fun family event is open and free to the public. Come and support local Tri-Valley talent and experience the tremendous diversity the local art scene has to offer. TVAST creates an opportunity for visitors to enjoy and discuss with the artists, their tools, techniques, and their inspiration with artists offering affordable art at studio prices.
For more details, go to <a href="https://www.allianceforthevisualarts.org/tvast2026-artist-gallery)." rel="nofollow noopener" target="_blank">https://allianceforthevisualarts.org/tvast2026-artist-gallery</a>
TVAST is sponsored by the Alliance for Visual Arts (<a href="https://www.allianceforthevisualarts.org)," rel="nofollow noopener" target="_blank">allianceforthevisualarts.org),</a> a non-profit organization promoting and supporting local artists. Visit TVASTart.com for details, maps, and updates about the event.

Local Event: Tri-Valley Artist Studio Tour, May 1, 2 & 3 2026

Tri-Valley Artist Studio Tour, May 1, 2 & 3 2026

Meet talented Tri-Valley artists as they open their studios, homes, and collectives
The fifth Tri-Valley Artist Studio Tour...

Al Rod Gym, James Logan H.S.

The New Haven Unified School District and Heroes of Color invite local business partners to a student-focused creative showcase. Support young talent by purchasing student-designed t-shirts or hiring these emerging designers for custom branded merchandise, digital designs, and other creative projects.

Local Event: Discover & Hire Student Designers – New Haven USD T-Shirt Showcase

Discover & Hire Student Designers – New Haven...

The New Haven Unified School District and Heroes of Color invite local business partners to a student-focused creative...

Discover & Hire Student Designers – New Haven USD T-Shirt Showcase

Illusive Comics & Games

Celebrate Free Comic Book Day where everyone can take home 3 free comics from a special selection, while supplies last. This family-friendly event features balloons, face painting, cosplayers, and an exciting sale. Plus, you can donate to the Child Advocates of Silicon Valley to get even more comics!

Local Event: Illusive Comics' Free Comic Book Day

Santa Clara County

Campbell

Illusive Comics' Free Comic Book Day

Celebrate Free Comic Book Day where everyone can take home 3 free comics from a special selection, while supplies last. This...

At Coastline Christian Schools in Alameda, summer is more than a break—it’s a chance to grow, build confidence, and get ahead.
Our Summer Program is open to the entire community for students entering 1st–8th grade. We invite you to experience a summer that combines strong academics with engaging, hands-on fun.
We offer flexible scheduling options to meet your family’s needs: • Full-Day Program (8:30 AM–3:00 PM) • Morning Academics Only (8:30 AM–11:30 AM) • Afternoon Camps Only (12:00 PM–3:00 PM)
<h3>Morning Academics: A Head Start for Fall</h3>
Each morning, students focus on math and English Language Arts with instruction designed to preview the next grade level. Our goal is to reinforce essential skills, introduce new concepts, and help students enter the fall confident and prepared.
Elementary (1st–5th Grade) students strengthen reading comprehension, writing, and math foundations through direct instruction, discussion, and hands-on learning.
Middle School (6th–8th Grade) students build critical thinking and problem-solving skills through focused math and language arts courses that deepen understanding and prepare them for the academic challenges ahead.
<h3>Afternoon Camps: Learn, Create, Compete</h3>
Afternoons are filled with engaging experiences that keep students active and inspired.
Elementary students rotate through a variety of camps including STEM challenges, creative arts, literacy exploration, and team games.
Middle school students choose a focused pathway each cycle: • Game Ready Skills &amp; Training Camp (football, soccer, volleyball) • Think &amp; Create Camp (AI tools, speech &amp; debate, journalism, creative writing, cooking, and more)
Families may also extend the day with our optional Vacation Bible School program, offering a safe and encouraging space for faith, character development, and community.
At Coastline, summer is purposeful and fun—helping students grow academically, socially, and personally.
Learn more:&nbsp;<a href="https://coastlinechristian.org/summer-school/" target="_blank" rel="nofollow noopener">https://coastlinechristian.org/summer-school/</a>

Local Event: Summer at Coastline: Learn, Grow, Thrive (June 10 - July 9)

Summer at Coastline: Learn, Grow, Thrive (June...

At Coastline Christian Schools in Alameda, summer is more than a break—it’s a chance to grow, build confidence, and get...

Summer at Coastline: Learn, Grow, Thrive (June 10 - July 9)

🌱 Patch AM: Alameda County Master Gardeners...

Coming up on the Castro Valley Patch calendar: 12th Annual Safe Kids Day

🌱 Patch AM: Alameda County Master Gardeners Plant Sale + Open House and 11 more events

Community Corner

Berkeley

These Are The Best Restaurants In The East Bay,...

The Chronicle recently dropped its list of the best restaurants in the Bay Area. Did your East Bay favorite make the cut?

These Are The Best Restaurants In The East Bay, SF Chronicle Says

Restaurants & Bars

Alameda County DA Accused Of Retaliating...

The prosecutor alleges they were retaliated against after bringing up concerns over how cases were being handled. 

Alameda County DA Accused Of Retaliating Against Whistleblower: Report

Crime & Safety

Cupertino

Man Who Posed As Cop While Robbing Bay Area Spa...

The man entered the spa wearing a police vest and a duty belt that appeared to have a gun, authorities said. 

Man Who Posed As Cop While Robbing Bay Area Spa Arrested: Sheriff

San Francisco County

San Francisco

5 Things You Can Do In NorCal That Are Free

The budget doesn't have to be a deal-breaker when looking for family and friend outings in Northern California.

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Sports

Athlete Spotlight: Grant Lowe

The Arroyo star has been on a tear, driving in six runs in his last three games.

Peter Fournier, Neighbor

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.