Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Summer Special: Get 4 weeks of unlimited classes for $59! 🔥

Jazzercise Danville San Ramon Fitness Center

Our new customer offer is hotter than ever! For a limited time, buy 2 weeks and get two extra weeks FREE. 🔥 4 weeks for $59 🔥 Unlimited workouts 🔥 Built-in motivation Ready to make this the ultimate feel-good, feel-STRONG summer? Love your workout! Our classes combine strength training and cardio set to great music for real results. Join our supportive community today for a stronger tomorrow!

Contra Costa County

Danville

Our new customer offer is hotter than ever! For a limited time, buy 2 weeks and get two extra weeks FREE. 🔥 4 weeks for $59 🔥 Unlimited workouts 🔥...

Mark your calendars now for a fun evening of Loteria (Bingo) May 5 at 5 p.m. in honor of <a href="http://en.wikipedia.org/wiki/Cinco_de_Mayo" rel="noopener nofollow" target="_blank">Cinco De Mayo</a>. In addition to bingo games there will be music, food, drinks, crafts and prizes. The event takes place at the White Hall/Pancho Villa Event Center, 1026 B Street, Hayward Cost is $3 for 1 game, $10 for 4 games of Bingo. For more information call 510-581-0223. This program is a partnership between the <a href="http://www.haywardareahistory.org/" rel="noopener nofollow" target="_blank">Hayward Area Historical Society</a> (HAHS) and <a href="http://www.ttazteca.com/" rel="noopener nofollow" target="_blank">Tu Tienda Azteca </a>

Mark your calendars now for a fun evening of Loteria (Bingo) May 5 at 5 p.m. in honor of <a href="http://en.wikipedia.org/wiki/Cinco_de_Mayo" rel="noopener nofollow" target="_blank">Cinco De Mayo</a>. In addition to bingo games there will be music, food, drinks, crafts and prizes.

The event takes place at the White Hall/Pancho Villa Event Center, 1026 B Street, Hayward Cost is $3 for 1 game, $10 for 4 games of Bingo.

For more information call 510-581-0223. This program is a partnership between the <a href="http://www.haywardareahistory.org/" rel="noopener nofollow" target="_blank">Hayward Area Historical Society</a> (HAHS) and <a href="http://www.ttazteca.com/" rel="noopener nofollow" target="_blank">Tu Tienda Azteca </a>

The Hayward Area Historical Society and Tu Tienda Azteca are co-sponsoring this event

Cinco de Mayo Bingo Night May 5

Kids & Family 

San Leandro

Union City

San Ramon

Dublin

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Celebrate 117 years of the San Leandro Cherry Festival on June 6th! Start your day at 10 AM at the San Leandro Cherry Parade and cheer on your community as they make their way down E. 14th Street in festive floats, classic cars, and creative costumes.Then, head over to the FREE festival for live music, live music on the main stage, a vendor market with over 150 booths, the fresh cherry market, the family fun zone, a car show, and more!Get in step at the Main Stage with the dynamic funk band Farenhyte5150. Dance into the afternoon with Conjunto Karabali, featuring Mike Spiro and 14x Grammy Award-winning Santana Percussionist Karl Perazzo. End your 2026 Cherry Festival experience to the music of the legendary Bay Area band The Purple Ones - Insatiable Tribute to Prince!

Local Event: San Leandro Cherry Festival & Parade

San Leandro Cherry Festival & Parade

Celebrate 117 years of the San Leandro Cherry Festival on June 6th! Start your day at 10 AM at the San Leandro Cherry Parade...

Eden Township Japanese Community Center

Come enjoy a festive day filled with delicious food, bingo, and fun kids games.Sponsored by ETJCC and Eden Township JACL, this community celebration offers a great opportunity for families. All ages welcome.Food for sale: BBQ teriyaki chicken and ribs, udon, sushi, and shaved ice.Located a 15-minute walk or a 5-minute drive from Bayfair BART station.

Local Event: Eden Bazaar

San Lorenzo

Eden Bazaar

Come enjoy a festive day filled with delicious food, bingo, and fun kids games.Sponsored by ETJCC and Eden Township JACL, this...

East Bay Man Gets Prison For DUI Crash That...

The victim's sister said the defendant "created a void that no amount of time can fill," according to an East Bay Times report. 

East Bay Man Gets Prison For DUI Crash That Killed Cyclist: Report

Crime & Safety

BART MART Is Coming To Castro Valley

BART MART is a series of smaller pop-up art markets in BART stations. 

Community Corner

San Francisco County

San Francisco

SF Surfer Who Died After Beach Rescue Identified

The surfer leaves behind his wife and three dogs, according to a fundraiser. 

Video: Fire Crews Rescue Baby Bird Stuck In SF...

The bird was reunited with its mother, authorities said. 

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Paige Austin

Napa County

Napa Valley

Teen Killed, Child, 11, Among 3 Wounded In Bay...

Gunfire kills student, wounds three more victims after graduation at a Fairfield high school. 

Teen Killed, Child, 11, Among 3 Wounded In Bay Area High School Graduation Shooting

This East Bay City Is Best Place To Raise A...

A new report published by WalletHub identified this East Bay city as the top place in the country to raise a family.


This East Bay City Is Best Place To Raise A Family In US, Report Says

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

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