Anian Tunney, Piedmont CA Real Estate Agent Broker Associate, Discusses Homeowner's Insurance

Anian Tunney, Piedmont CA real estate agent broker associate with The Grubb Company in Oakland, CA wants to remind her clients of the importance of having the right coverage in their homeowner’s insurance policies.

According to the Residential Specialist Magazine, natural disasters that are typically covered by standard homeowners policies include fire and lightening, windstorms and hail, freezing of plumbing and pipes, and damage from weight of ice. Natural catastrophic disasters that typically require supplemental insurance include: flooding, storms and earthquakes.

According to Realtor.org’s Field Guide to Homeowner’s Insurance, homeowner’s insurance covers the structure of your home and your personal property, in the event of fire or theft, as well as your personal legal responsiblity (or liability) for injuries to others or their property while they’re on your property. Be sure to check with your insurance professional on the exact coverage for personal liability, as a supplemental umbrella policy may be recommended.

Homeowners also need to be aware of the ramifications of insurance coverage if the property is owned by a trust, corporation or a LLC. It must be clear on the insurance policy under what name the property is owned.

Supplemental policies are required for flood and earthquake coverage. If your home is zoned by the Federal government as in a designated flood zone, a flood insurance policy may be required by the mortgage provider. Earthquake insurance in California is provided by the California Earthquake Authority and is highly recommended because standard homeowner’s insurance policies do not cover damage caused by earthquakes.

Be sure to check with your insurance professional for the exact recommendations and requirements for your specific situation.

About Anian Tunney, Broker Associate

Anian Tunney is an agent broker with The Grubb Company. According to statistics collected by East Bay Regional Data, Inc., she was the 2014 number one real estate agent in Piedmont, CA for the number of units sold and sales volume. In 2014 she was The Grubb Company company-wide top producer. Additionally, Tunney has been number 1 in yearly real estate sales for The Grubb Company’s Piedmont office for the last 8 years. Anian was also ranked 129th in the Nation by REAL Trends the Thousand in July 2015. She is known for her knowledge, experience, and network in the Piedmont community; qualities which are invaluable for finding that special home or buyers for her clients.

A fifth generation Piedmont resident, Tunney has been with the Grubb Company for over 30 years. She raised her family of four in Piedmont and is active in community projects such as the Piedmont Beautification Foundation, the East Bay Museum Auxiliary, and the Piedmont school district. Her grandmother, Amy Sutton, was a real estate agent, and now Anian works with her daughter Adrienne Krumins, making Piedmont Realty truly a family vocation. Tunney negotiates with grace and clarity of purpose. She can be contacted at 510-339-0400 ext 217, and at tunney(at)grubbco(dot)com. Her website is aniantunney.com.

Contact Information


Anian Tunney 

The Grubb Company
Real Estate Brokers 

Oakland, CA 94611

510-339-0400 ext 217

tunney(at)grubbco(dot)com 

aniantunney.com 

aniantunney.com/blog