There are 2 kinds financial advisors. One kind says you can't time the market,
you buy and you hold and it'll all work out. The other kind says, the trend is
down let's lighten up and when the trend turns positive we'll redeploy the cash
we took out.
Which of these 2 would you rather have manage your money?
In fact why do you even need the 1st guy? You can buy and hold on your
own.
And if you have the first kind, how has that worked out for you?
