Photos You Can't Afford Not to Take

For many years insurance professionals have advised homeowners to take pictures of valuables in their homes. Homeowners without photographic evidence are leaving themselves very vulnerable. In the event of a catastrophic loss a much stronger case regarding replacement value can be made with pictures. The case can be made even stronger with a video. Today’s electronic devices make this an easier task than it has ever been.

This process will be easier if you are well organized. The first step might be to figure out what to photograph or record. Take a minute to decide what you would claim if lost and you have your answer. Many professionals suggest going room by room (but you should do whatever makes sense to you). If you then catalogue the results by room, you’ll have well thought out records.

Take photos with a plain (black or white) background. Try to show the detail and condition of the objects. Videographers have the benefit of audio to draw attention to these things. This can be really important and might be worth borrowing a device that can give you the video with the audio feature.

Finally, don’t forget to update your pictorial or digital catalogue periodically as you acquire new items. In the event of loss, you’ll be thankful you took the time.