Social Security Survivors Benefits: Protection For Your Family

Losing a spouse is difficult emotionally and financially. Social Security can help during this time. When your spouse passes away, you may be able to get benefits as a surviving spouse – even if you’re divorced.

You may be eligible for survivor benefits if:

·You are age 60 or older (or 50+ if disabled).

·You are caring for your deceased spouse’s child under 16 or with a disability.

·Children and some divorced spouses may also qualify.

·Working and Benefits:

oYou can work and receive survivor benefits, but earnings limits apply if you’re under full retirement age.

How much can you get as a surviving spouse?

Survivor benefits range from 71.5% to 100% of your spouse’s benefit, depending on your age when you apply.

When your spouse dies, we recommend you call us right away at 1-800-772-1213 about our $255 lump sum death payment. You’ll also want to discuss monthly benefits for you and your family.

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