Before you decide to get in the market, you'll want to
determine how much home you can afford. (Surprise: it's usually more than you
think.) The Median list price for Woburn single families is $379,000.
Current economic advantages like low mortgage rates and
short sale inventory are creating a unique moment of opportunity for
homebuyers. With housing affordability high as the spring buying season
approaches, the key to boosting your buying power is to first make a 360 degree
assessment of how much house you can afford.
There are many different mortgage calculators available for
homebuyers, but sometimes just playing with the numbers doesn't tell you the
whole story. To get a more meaningful view of what you can afford, you will
want to give yourself a Financial Checkup to assess all factors that make you
mortgage ready. This can include:
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Today's homebuyers are also finding creative ways to afford
the home of their dreams. After taking into account your annual income and down
payment, consider the following ways to increase your purchasing power.
Once you've decidedto move forward with a home purchase, the next step is to get pre-qualified for a mortgage. Not only will you verify your real buying power, but a Pre-Qualification Letter that is correct and accurate will be an advantage to
you in markets where buyer competition is higher. Contact me for information on
how to get pre -approved.
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