Riding the Rapids of Long-Term Care Planning: 3 Strategies for Using Combo-Plans to Dodge the Rocks of Rising Rates and Taxes

Joe Lucey provides additional insights about how to use new strategies to prepare for the potential of long-term care and sounds the warning about rate hikes in insurance products in 2013.

3 Options to Keep You from Going Broke if Long-Term Care is Needed

Joe Lucey identifies three options that can safeguard one's savings in the event that long-term care is needed in retirement.

Light Rail Options Deserve a Full Study

The Golden Valley City Council should support the Bottineau Transitway, Locally Preferred Alternative to allow this option to be further studied.

How to Avoid 3 College Tuition Money Mistakes and Protect Your Social Security

Joe Lucey shares a how 3 mistakes surrounding new issues with college tuition are spelling disaster for some retirees' social security and how you can avoid these costly errors.

3 Reasons to Plan for Long-term Care

Joe Lucey provides reasons for creating a sound financial plan for long-term care which is projected to affect the vast majority of Americans.

Could You Be Making the Same Financial Planning Mistake as Suzy Orman?

Joe Lucey illustrates how costly errors in retirement planning can be using as an example a mistake made by Suzy Orman, a financial expert.

Saving When Money is Tight

A lot of people these days are under financial stress. But I think that most people can still cut costs and save, no matter the financial situation. Here are a few tips for saving.

Dropping Your Alarm Monitoring

There's a growing trend, in today's economy, to drop alarm monitoring from the family budget. But there is a way, to monitor your home security system yourself.

Financial Tools: Knowing When to Use a Pliers or a Wrench

Joe Lucey describes the benefits of using the right investment tools for a successful retirement plan and the importance of evaluating the various trade-offs of each option.

Women, Take Control of Your Finances

Joe Lucey identifies both the current stress many women are experiencing as they face retirement planning and ways to help them better prepare for their future.

Golden Valley Women of Today Tuesday, September 4th 7pm Christy Tryhus Author and Life Coach speaking!

www.goldenvalleywt.org

Where to Shop for Retirement Planning

Joe Lucey uses a shopping analogy to help you discern whether your financial plan is truly complete or limited by the products offered by your financial advisor.

Edging Closer to the Fiscal Cliff

Joe Lucey defines the potentially catastrophic "Fiscal Cliff" being predicted and how to protect your retirement investments.

Survey Uncovers Financial Insecurity for 2 Out of 3 Women

Joe Lucey highlights findings from Aviva survey and offers solutions for confident retirement planning.

The Golden Rules for Putting Gold in IRAs

Joe Lucey itemizes the complex issues and rules involved in putting gold into an IRA as part of a retirement plan.

Why Your Family Should Host an AFS Exchange Student - A letter from an AFS host mom

Reflections from an AFS Host Mom and value her exchange student from Thailand brought to her family and community. http://www.afsusa.org/host-family/

Tips to Boost Your Social Security Benefits

Joe Lucey details tips for ensuring that retirees get the most from their social security benefits.

Tips to Save for Retirement for Every Age

Joe offers concrete advice for retirement planning and preparation at every age.

The 9 Most Common Retirement Planning Mistakes Part Two

Joe Lucey rounds out the list of top 9 mistakes made in retirement planning that can cost retirees plenty from their precious savings.

The 9 Most Common Retirement Planning Mistakes, Part One

Joe Lucey itemizes common costly mistakes made in retirement planning that can have a depleting affect on retirement savings.

BOTTINEAU ROUTE SELECTION COMING TO A HEAD

The Golden Valley City Council is voting on the Bottineau Line next week - please contact them

LTC – Coverage To Not Grow Without

Long term care can make the difference between living out your life the way you want and becoming a burden to your family

Life Insurance Planning: A Critical Part of Financial Planning

Joe Lucey gives a solid basis for the critical role of life insurance as part of a comprehensive financial plan.

Pothole Planning for Retirement

Joe Lucey identifies potential potholes that could cause substantial damage to your retirement plans and how to plan around them to avoid getting derailed.

Final Thoughts on the Wirth Park Citizens Advisory Committee

The Wirth Park Citizens Advisory Committee has finished its job. Here's my explanation for the proposed master plan for the park.

LIGHT RAIL COMES TO DRIVE-THROUGH COUNTRY

Politicians on both ends of the Bottineau Light Rail line want it routed through Golden Valley open spaces, a bad deal for our city. It is time for the City Council to stand up for Golden Valley.

You don’t plan to become disabled – but what is your plan if you do?

No one ever plans to become disabled, but it is a reality some will face. What have you done to plan for your financial future?

The 3 Areas of Risk Management

Joe Lucey shares the 3 areas of risk which must be addressed as part of sound financial retirement planning.

Golden Valley Women of Today is recruiting new members!

Form close friendships, help plan community projects and fun social activities for a year long calendar! There are endless benefits to being a part of Golden Valley Women of Today.

Don’t Lay Off Your 401(k)

Lay offs result in inattention to a 401(k) account.

18 Reasons why IRA’s Are Different!

Joe Lucey helps delineate ways in which IRAs differ from other investments, offering the most current information available.

Social Security Statements Now Available Online!!

Joe Lucey identifies the benefits and reports available to you on the new Social Security website, including access information and cautions.

If You Have A Job, You Need Disability Insurance

Have you ever thought about what would happen if you couldn’t work due to unexpected injury or illness?

The Best Gift You Can Give Your Wife This Mother’s Day: A Sound Financial Plan

Joe Lucey shares planning strategies that can help protect women's financial futures.

Social Security and the Mayan Calendar

Joe Lucey unpacks the dire findings of the 2012 Social Security Trustees' report providing context and sound advice to ensure retirees receive their maximum benefit.

Higher Taxes on the Horizon: Protect Your Savings NOW!

Joe Lucey discusses how higher taxes and inflation can significantly reduce retirement savings and what you can do now to protect your nest egg.

5 Tips for Spring Cleaning Your Finances

Joe Lucey highlights tips for getting your financial house in order this spring.

Fortune Hunting: Tips for Discovering Hidden Treasure

Joe Lucey presents a map for potentially uncovering hidden treasure in unclaimed assets. He provides useful sites and search tips, guiding you to new financial discoveries.

Golden Valley Little League Opening Day

The Golden Valley Little League would like to invite everyone out to Isaacson Park (Formally Honeywell) on Saturday, May 5 for our Opening Day ceremonies!

The MegaMillions is Not Smart Retirement Planning: 4 Strategies for Improving Your Odds of a Happy Retirement

Joe Lucey outlines 4 retirement planning strategies that produce results and won't gamble with your future.