Have you ever contemplated whether you should collect social security early or wait until full retirement age? Interested in hearing about spousal benefits, even for divorcees? Want to learn about how social security is taxed? All of these questions and more will be answered at our educational workshop, "Securing Your Retirement - Strategies for Optimizing Social Security Benefits", featuring a highly regarded expert, Michael Graci from BlackRock. RSVP's necessary to attend, please contact Mary-Ann Abida, Financial Advisor at (973) 305-3871 or maryann.abida@ml.com
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