Sparta: Isaias Insurance Claims Guidance, NJDOBI

Press release from Sparta Township:

Aug. 14, 2020

From the NJ Dept of Banking & Insurance:

The Department of Banking and Insurance has provided guidance on filing a homeowners insurance claim for storm-related damage, as well as information about flood insurance to help New Jersey homeowners who have suffered property damage caused by the recent tropical storm that rattled the state.

Homeowners insurance protects homeowners from damage to their home, other structures not attached to the home like detached garages, storage sheds and fences, as well as personal property like furniture. Homeowners insurance policies exclude water damage caused by flood. Renters insurance policies also exclude coverage for flood damage. Only flood insurance covers a person’s home and their personal property from floods. Consumers can purchase a flood insurance policy from the National Flood Insurance Program, a federal program which is the primary provider of flood insurance for residential property. Private flood insurance is also an option.

Click here for more information on how to file a homeowners insurance claim, and understanding flood insurance.

This press release was produced by Sparta Township. The views expressed here are the author’s own.