Divorce Healthcare Dollars

Dear Divorce Information NOW,

I am getting divorced and am concerned about health care costs for myself and my children. What should I be thinking about? Please be very specific, because I am not employed and one of my kids always seems to be at the doctor's office.

Thank you.

Consider these top ten issues for health care, behavioral health, dental care , as well as optical care.

1. Although you are not employed at the moment you might be employed in the future in which case...whose insurance plan, yours or that of the children's father/mother, will provide coverage?  

2. Who pays the insurance premium?  

3. Who is responsible for the co-pay?  

4. For professional expenses, procedures and medicine not covered by insurance - who pays those charges?  

5. Duration of insurance responsibility?

6. Who pays the co-pay for medicine?

7. Who pays the co-pay for physical therapy?

8. Who pays for mechanical devices?

9. HOW ARE CHRONIC HEALTH CARE ISSUES PAID? Hospitalizations, attendants, etc.?

10. Investigate your eligibility for health coverage under a COBRA plan.