Crugers is No. 25 on Best Places to Retire in New York List

New York isn't generally thought of as a great place to retire. In fact, the state is ranked as the seventh worst state for retirees, mainly thanks to its high cost of living, according to WalletHub.

But new rankings from Niche.com suggest that if you are planning to retire in New York, Long Island or the lower Hudson Valley is the place to be.

Hudson Valley and Long Island communities, including Crugers at No. 25, dominate Niche's 2016 Best Places to Retire rankings for New York.

The best place to retire in the country, according to the rankings: Fortuna Foothills in Arizona. The top 100 national list, however, is filled with sun-drenched Florida spots — and they don't mean Florida, NY (though it does make it into New York's Top 100).

The rankings take into account key factors, such as weather, crime rates, residents 65 and older, housing costs, and access to amenities such as restaurants, golf courses, exercise facilities, and doctors, in an attempt to measure the appeal of an area for retirement, Niche says.
Here are the 31 lower Hudson Valley towns that made the top 100 list for New York and their respective rankings:

8. Heritage Hills
12. Briarcliff Manor
14. Orangeburg
15. Chappaqua
17. Hartsdale
21. Claverack Town
25. Crugers
26. Ardsley
30. Warwick
31. Bronxville
33. Cold Spring
34. Irvington
38. Pine Bush
40. Mechanicstown

48. Eastchester
50. Hastings-on-Hudson
54. Wappingers Falls
55. Valley Cottage
64. Florida
67. Rye
70. Orange Lake
72. Hillside Lake
76. Montebello
77. Chestnut Ridge
80. Peach Lake
83. Larchmont
87. Scarsdale
88. Greenville
91. Rye Brook
93. Yorktown Town
98. Tarrytown
See the full top 100 New York list here.

MAP: Google Maps