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Mobile Home Manufacturers Association vs. Manufactured Housing Institute - Historic Peek at Parks-Production

'Someone can be wrong without lying. But if someone keeps saying or doing the same misleading things knowing they are wrong, they are lying'

A post on Quora explains that someone can be honestly mistakenly saying something that is untrue yet may not be lying. “No, that's not lying, as lying is generally understood, because lying means to purposely deceive, not just present falsehoods." The British Broadcasting Corporation (BBC), per Gemini, said the following quote is a paraphrase based upon the thinking of the early Christian bishop, St. Augustine of Hippo. “Someone can be wrong and not be lying. But if someone keeps saying or doing the same false or misleading things knowing they are wrong, then their lying.”

The question should be asked. Is it possible for Manufactured Housing Institute (MHI) leaders to repeatedly make a series of half-truths, false or misleading statements and engage in years of vexing behavior and not be lying or acting with the intent to deceive?

Hold that thought.

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After probing a historic document produced by the U.S. Department of Housing and Urban Development (HUD) and related research found at this link here, Bing's artificial intelligence (AI) powered Copilot said the following. Note that these observation were produced by Copilot, and may not reflect the views of this writer or MHProNews.

The text for the above is as follow for SEO and other purposes.

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Here’s your concise, fact-packed two-page briefing tailored for public officials, housing advocates, and informed citizens—designed to spotlight what the 1974 HUD report reveals about manufactured housing, why it matters now, and what steps could spark systemic reform.

📄 Page 1: A Historic Benchmark—What HUD’s 1974 Report Reveals

🔹 The 1970s Peak: When Factory-Built Homes Were Thriving

In 1973, 575,940 mobile homes were built, representing over 30% of all new single-family housing starts.
HUD’s Housing in the Seventies acknowledged that mobile homes:

Served as affordable housing for millions
Were largely privately financed without subsidies
Had a growing national footprint, supported by the Mobile Home Manufacturers Association (MHMA)

🔹 Then vs. Now: A Dramatic Decline

Metric Early 1970s (MHMA Era) 2020s (MHI Era)

Annual Production 575,940+ units ~100,000 units

Share of Single-Family Starts 30%+ 9–10%

Industry Site Development Role MHMA assisted growth MHI hosts seminars

Federal Policy Framing Mixed but hopeful Often obstructive

Takeaway: Factory-built housing didn’t fail—it was suppressed through zoning restrictions, financing barriers, and policy neglect.

🧠 Lessons We Can’t Afford to Ignore

Public demand for affordable homeownership remains high
Manufactured housing was proven to scale without subsidies
Failure to enforce federal laws (like MHIA 2000’s enhanced preemption) actively blocks progress

📄 Page 2: Path Forward—Accountability, Equity, and Reform

✅ Existing Federal Laws That Must Be Enforced

Law / Provision Addressed Issue

MHIA 2000 – Enhanced Preemption Local zoning discrimination

Duty to Serve (DTS) – HERA 2008 Restrictive lending by Fannie & Freddie

Antitrust Laws (Sherman, Clayton) Consolidation, collusion, market sabotage

RICO & Hobbs Act Extortion, fear-based pressure

SEC Oversight Misleading investor disclosures

Without enforcement, rights are theoretical. With enforcement, they become catalysts for relief and equity.

🧭 Call to Action for Public Officials and Advocates

Enforce the laws on the books now, especially where they unlock zoning fairness and market competition.
Stop rewarding regulatory capture with further subsidy requests from conventional builders.
Support transparency and journalism that follows the facts—regardless of legacy narratives.

The 1970s showed what was possible. The 2000 Reform Law laid the groundwork. The future depends on whether the truth gets traction.

📊 Suggested Infographic: “Rise, Fall—and What Can Rise Again”

Visual Elements:

A 3-panel horizontal timeline:

Panel 1 (1970s): Mobile homes on flatbed trailers rolling off factories, a “30% of starts” badge.
Panel 2 (2000s–2020s): A HUD Code home behind a zoning barrier, “Ignored Law” signs.
Panel 3 (Future): A manufactured home raised by a crane over barriers, scales of justice balanced, labels: “MHIA Enforced,” “DTS Respected,” “Antitrust Applied.”

Let me know if you’d like me to generate this image, a social card version, or a formatted PDF for outreach. Always ready to assist.

Definitions, specifics from HUD, and other sources as shown plus related details are found in the report linked below.

https://www.manufacturedhomepr...

In a different, but arguably related report, is the following about the National Association of Home Builders (NAHB), HUD, MHI, and the Manufactured Housing Association for Regulatory Reform (MHARR).

https://www.manufacturedhomepr...

According to years of largely unchallenged published research by Minneapolis Federal Reserve economic researcher James A. "Jim" Schmitz Jr. and his colleagues (including: Elena Falcettoni, Mark L. J. Wright, Arilton Teixeira, John H. Cochrane, and Jeff Horwich), the NAHB and HUD have been de facto colluding to undermine the production of HUD Code manufactured housing. What is interesting (see report linked above), is that the NAHB admits that they can't compete without taxpayer subsidies to more expensive conventional housing.

https://patch.com/florida/lake...

https://www.manufacturedhomepr...

The NAHB admits that roughly 3/4ths of the country can't afford to buy a new conventional site built house.

https://www.manufacturedhomepr...

But instead of working with MHARR, MHI is working with the NAHB? How does that make sense?

https://www.manufacturedhomepr...

If someone on behalf of MHI or the NAHB would like to do an online digital debate on these topics, let's set the time and the ground rules. But don't hold your breath. Why? Because those reports quote them extensively, and they have routinely declined the offer. But who knows, maybe this time will be different.

The affordable housing crisis can't be solved without affordable housing that doesn't require federal subsidies.

To be clear, this writer is NOT suggesting that subsidies simply be halted. Many real people who had little or nothing to do with this currently rigged system would be hurt if that happened. That said, by enforcing existing federal laws on a consistent basis, the affordable housing crisis could be solved and in the foreseeable future. The need for subsidies would fade naturally. Homelessness would fade naturally because much of homelessness is caused by a lack of affordable housing. HUD researchers Regina Gray and Pamela Blumenthal effectively said that 50 years of housing policies have not solved the affordable housing crisis.

It is time to do things differently.

Revisiting Pamela Blumenthal and Regina Gray HUD Edge Report 'Opportunities to Increase Housing Production and Preservation' plus Star Parker & HUD Sec Turner with Facts and MHVille Analysis

After twelve years of discussion and study, Congress passed in a widely bipartisan way the Manufactured Housing Improvement Act of 2000 (a.k.a.: MHIA, MHIA 2000, 2000 Reform Law, 2000 Reform Act). Then President William Jefferson "Bill" Clinton signed it into law. It included a provision to overcome local zoning and placement barriers known in industry circles as "enhanced preemption." Without using federal preemption, 50 years of evidence (see linked reports) clearly suggests that nothing meaningful will change.

The problem is that several MHI members have openly said that their business model is based on the status of NIMBYism and limiting development. Here is how Equity LifeStyle Properties (ELS), Sun Communities (SUI), and Flagship Communities (TSE: MHC.U) - all prominent MHI board members - put it in their own investor relations (IR) presentations.

Sun said below: "Virtually no new supply [of land lease manufactured home communities or MHCs] has been added for years" as part of a "Compelling Supply-Demand Fundamentals." ELS said above: "Supply Constrained Asset Class" and that "Growing demand coupled with almost no new supply is a strategic advantage for ELS."

ELS also said the reason for the "Supply Constraint" is NIMBY (Not in my back yard), "Restricted zoning and regulations" and "Federal Planning vs. local planning."

This isn't speculation, it is quoting their own words and putting it into perspective with other known facts.

Yet in an IRS Form 990 filed under penalities of perjury, MHI said the following. Here is what that Summary said: “Improve the overall operating environment for the manufactured housing industry and expand the demand for manufactured homes by seeking fair and equitable treatment in the marketplace and the regulatory and legislative arenas.”

That may be one of the more important documents to federal investigators or others who are probing manufactured housing's historic underperformance in the 21st century. For context and details see: https://www.manufacturedhomepr...

If Schmitz and his colleagues are correct, and there is no known serious public challenges to their remarks (there was nothing posted on the NAHB or Eye on Housing websites)

Under federal law, collusion to violate the law extends the time before statutes of limitations run.

So, as Copilot noted, there are apparent antitrust, Hobbs Act, RICO, and other laws that have apparently been violated (see the two-pager above).

Public officials need to act.

Affordable housing advocacy groups that are sincere in their desires to serve millions should take up this mantle and press for it, as MHARR has done for years.

"The consolidation of key industry sectors is an ongoing and growing concern that MHI has not addressed because doing so would implicate their own members. Such consolidation has negative effects on consumers (and the industry) and is a subject that MHProNews and MHLivingNews are quite right to report on and cover thoroughly. This is important work that no one else in the industry has shown the stomach or integrity to address." Mark Weiss, J.D., President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) in on the record remarks emailed to MHProNews.

For prior comments by Weiss, MHARR and others on the topic of monopolization, see also: https://www.manufacturedhomepr...

A new resident's rights group has recently launched. “Land of Enchantment Manufactured Home Owners Alliance” and their president Joanne DeMichele also think MHI is part of the problem.

https://www.manufacturedhomepr...

If MHI were serious about advancing the industry, rather than about consolidation and oligopoly style monopolization, why aren't they creating graphics like the above and why aren't they taking up the concerns raised by Schmitz and other antitrust researchers?

https://www.manufacturedhomepr...

Much of what people think that they know (that sounds bad) about manufactured housing is based on 40+ year old information that no longer applies. See what mortgage giant Freddie Mac had to say in their research.

https://www.manufacturedhomeli...

There is more to know about this topic and others, but that's enough to chew on for today. Those who want to dive deeper should click on the linked reports with a snack and favorite beverage as company.

So, that's a wrap for today's installment of the "Reality Check" series for this Patch. Facts matter. Evidence matters. Reality matters. The good Lord willing, more is coming in the days ahead to feast your eyes, mind, heart, and soul on. Thanks for checking in.

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Manufactured Housing Institute oddly fails to report the news of this potentially useful option for millions who seek affordable home option---

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Real Estate and Conventional Housing Dips, Manufactured Housing Rising

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L. A. “Tony” Kovach is a publisher who has earned multiple awards in history. He and his family live in a manufactured home on private property in Winter Haven, FL. He is the co-founder of Manufactured Home Living News.com (MHLivingNews.com) and Manufactured Home Pro News.com (MHProNews.com), trade publications serving segments of the manufactured home industry. Having worked in several segments of the manufactured home industry for over 3 decades, Kovach is a widely acknowledged and often praised expert on manufactured housing. ###

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Mobile Home Manufacturers Association vs. Manufactured Housing Institute - Historic Peek at Parks-Production

'Someone can be wrong without lying. But if someone keeps saying or doing the same misleading things knowing they are wrong, they are lying'

L. A. "Tony" Kovach, Neighbor

Find out what's happening in Lakelandfor free with the latest updates from Patch.

Find out what's happening in Lakelandfor free with the latest updates from Patch.

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Fact Checks by Grok-Copilot-Gemini Point to Problems at Manufactured Housing Institute that help Explain 21st Century Manufactured Home Sales

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