This post was contributed by a community member. The views expressed here are the author's own.

Manufactured Housing Association for Regulatory Reform (MHARR) Submits Amendments to Address Key Bottlenecks

MHARR Comments Reveal Key Misses by Manufactured Housing Institute, other affordable housing advocates in ROAD to Housing 2025 Bill.

L. A. "Tony" Kovach, Neighbor

Posted Mon, Sep 8, 2025 at 6:32 pm ET

Base image on left credit: Gemini. Logo credit: MHARR. Image on center right credits Copilot/this writer. Text and collage credits are to this writer for MHProNews and this Patch.

From Washington, D.C. based Manufactured Housing Association for Regulatory Reform (MHARR) to this writer for the "Reality Check" series for this Patch and in our deeper dive reports on MHProNews and MHLivingNews is the following press release. Additional information follows in Part II includes a third-party AI fact check along, more expert human information, plus other topics.

Part I

SEPTEMBER 8, 2025

Find out what's happening in Lakelandfor free with the latest updates from Patch.

IMPORTANT

TO: HUD CODE MANUFACTURED HOUSING INDUSTRY MEMBERS
FROM: MHARR
RE: SUBJECTS AS LISTED BELOW

I. MHARR SUBMITS AMENDMENTS TO ADDRESS KEY MH BOTTLENECKS – INDUSTRY MUST ACT

With Congress having returned from its Summer Recess, MHARR has taken a major step in relation to legislation affecting the industry that could advance during the remainder of the current session.
Specifically, on July 29, 2025, the Senate Banking, Housing and Urban Affairs Committee voted to approve and send to the full Senate the Renewing Opportunity in the American Dream to Housing Act of 2025 (ROAD to Housing Act) originally sponsored by Committee Chairman, Sen. Tim Scott (R-SC). As industry members are aware, that bill contains a number of provisions that would impact the HUD Code manufactured housing industry including, most particularly, a provision which would make the current “permanent chassis” mandate optional instead.

Find out what's happening in Lakelandfor free with the latest updates from Patch.

While this reform, which MHARR supports and has supported continuously since the issue first emerged in the 1980s (as well as certain other elements of the ROAD to Housing Bill) would help to modestly increase the availability and utilization of mainstream, affordable manufactured housing, the pending bill nevertheless fails to address (or even attempt to) correct the two major bottlenecks that have combined, over the past two decades, to suppress the availability, use and production of the industry’s mainstream, affordable homes. These bottlenecks and the failure to address them in the ROAD to Housing bill, were detailed in an MHARR analysis entitled “A Critical Analysis of the U.S. Senate ROAD to Housing Act of 2025,” which was widely distributed to the industry and other interested individuals and companies on August 14, 2025. Those unaddressed major bottlenecks are:

(1) The proliferation of zoning mandates that discriminatorily exclude or unreasonably restrict the placement of HUD-regulated manufactured homes; and
(2) The failure of Fannie Mae and Freddie Mac to implement the statutory Duty to Serve Underserved Markets (DTS) with respect to the nearly 80% of the manufactured home consumer finance market represented by personal property (chattel) loans.

Given the profoundly negative impacts of these bottlenecks on the production and availability of inherently affordable mainstream manufactured housing for lower and moderate-income Americans, MHARR in recent meetings on Capitol Hill, has urged Congress to take specific action, in the context of the ROAD to Housing Bill, to address and, more importantly, remedy these bottlenecks which represent not only a major policy failure over multiple administrations but, more importantly, amount to open defiance of Congress, which has already made very clear its meaning and intent with respect to these issues in previous legislation.

Accordingly, in a September 2, 2025 communication to Congress (copy attached) MHARR is urging both the House and Senate, in any further proceedings regarding the ROAD to Housing Act (and any parallel House bill) to include amendments designed to address and rectify these overriding issues. Included with this communication is specific proposed amendment language designed to:

(1) To compel HUD to fully enforce the enhanced federal preemption of the Manufactured Housing Improvement Act of 2000 to “prevent, prohibit and remedy the zoning exclusion [of] or discriminatory restrictions on the placement of manufactured homes in any state or local jurisdiction thereof;” and
(2) To compel Fannie Mae and Freddie Mac to implement DTS with respect to manufactured home personal property consumer loans by expressly making the inclusion of such loans in DTS mandatory.

Attached, for your convenience and review, is the proposed legislative language for each such issue, and related justifications for their inclusion in the ROAD to Housing Act or any final bill addressing the nation’s affordable housing needs.

It is essential for both the long-term and near-term success of the industry – as well as the interests of American consumers of genuinely affordable housing — that these fundamental bottlenecks be addressed and eliminated to the greatest degree possible. While other issues are relevant and should be addressed, the enactment of much-needed affordable housing reform and availability legislation without these provisions would be a hollow victory, that would leave the industry and its consumers still facing baseless discriminatory and exclusionary policies at all levels of government. Such a result would be inexcusable, and the industry must rally to demand the rectification of these major issues.

The inclusion of the MHARR-proposed language in the ROAD to Housing Bill would go a long way toward ensuring that the bill would have its desired impact – of promoting and expanding the supply of genuinely affordable housing and homeownership for all Americans, rather than leaving stranded – with no remedy – millions of lower and moderate-income Americans whose “dream” of homeownership has effectively been stolen by exclusionary zoning mandates and enforcement and a federal housing finance bureaucracy that would rather make risky loans to marginally-qualified buyers than provide truly affordable homeownership opportunities at lower prices. As MHARR has emphasized, it is time for Congress to make it clear to the agencies involved that compliance with the law is not optional.

II. DOE SEEKS FURTHER INPUT ON MH ENERGY STANDARDS

The U.S. Department of Energy (DOE), on September 3, 2025, issued a Request for Information (RFI) concerning its pending “energy conservation” standards for federally-regulated manufactured housing. In a News Release concerning the RFI, DOE gave possible hints regarding the future direction of its manufactured housing energy standards rulemaking, which currently has standards that have been adopted as a final rule but not yet implemented, and proposed enforcement procedures that have been published for comment but have not yet been adopted as a final rule.
Specifically, in the News Release, DOE states that “Responses to the RFI will inform DOE’s technical analysis of [the] existing standards and facilitate the Department’s ongoing effort to roll back unnecessary regulations on the manufactured housing market.” (Emphasis added). The DOE News Release further states, “The RFI issued today will provide DOE with valuable public feedback as it considers its next deregulatory action.” (Emphasis added).

These statements are potentially significant in that they are consistent with the position taken by MHARR in a July 1, 2025 meeting with DOE Principal Deputy Assistant Secretary for Energy Efficiency and Renewable Energy, Lou Hrkman, who is quoted at length in the News Release. As was previously reported by MHARR, the MHARR delegation that met with Deputy Assistant Secretary Hrkman on July 1, 2025, emphasized the need to totally withdraw the May 31, 2022 DOE “final” manufactured housing energy standards insofar as those standards – driven by the extremist agenda of “climate” special interests, would exclude millions of Americans from the manufactured housing market at a time of an unprecedented affordable housing availability crisis, and would be totally inconsistent with – and destructive of – the affordable housing policies of President Trump and his Administration.

Accordingly, MHARR will file comments in response to the RFI calling again for the total repeal and repudiation of the May 31, 2022 standards as well as a fundamental reconsideration – from the ground up – of the need (if any) for any new or additional “energy” standards beyond those already contained in the HUD Code.

As always, MHARR will publish its comments in advance of the RFI deadline for use or reference by other industry members. Comments in response to the RFI are due on or before December 2, 2025.

Attachments

Manufactured Housing Association for Regulatory Reform (MHARR)
1331 Pennsylvania Ave N.W., Suite 512
Washington D.C. 20004
Phone: 202/783-4087
Fax: 202/783-4075
Email: MHARRDG@AOL.COM

Website: www.manufacturedhousingassociation.org

MHARR press releases are available for re-publication in full (i.e., without alteration or substantive modification) without further permission and with proper attribution and/or linkback to MHARR.

Part II. Additional Information Including 3rd Party AI Fact Check, plus other topics

1) For those not familiar with modern manufactured housing consider the following.

2) Consider this Q&A today (9.8.2025) with Bing's AI powered Copilot.

Copilot, MHARR has issued a new press release https://manufacturedhousingassociationregulatoryreform.org/manufactured-housing-association-for-regulatory-reform-mharr-submits-amendments-to-address-key-manufactured-housing-bottlenecks-industry-must-act/ check it out plus the attachment. It seems to make a briefer, but similar argument to what was made on MHLivingNews at this link here: https://www.manufacturedhomelivingnews.com/if-not-amended-does-road-to-housing-act-risk-less-affordable-housing-new-mharr-white-paper-critical-analysis-of-renewing-opportunity-in-the-american-dream-road-to-housing-act-2025-m/ Is it fair to say that the Manufactured Housing Institute (MHI) is apparently pushing a flawed bill? How important is MHARR's advocacy on this developing and potentially moving piece of legislation?

--- Copilot responded as follows. ---

You're right to spotlight this, Tony—MHARR’s press release and proposed amendments and their white paper analysis are tightly aligned in message and urgency. Let’s unpack this using our FEA methodology.

🧠 FEA: Facts, Evidence, Analysis

🔹 What MHARR Is Saying

MHARR supports the ROAD to Housing Act’s provision to make the “permanent chassis” optional—a long-standing reform. But they argue the bill is fundamentally flawed because it:

Fails to enforce enhanced federal preemption under the MHIA 2000, allowing discriminatory zoning to persist.
Ignores the Duty to Serve (DTS) mandate for chattel lending, which affects nearly 80% of manufactured home buyers.

MHARR has submitted specific amendment language to Congress to fix these omissions, framing them as essential to restoring affordability and access.

🔍 What MHLivingNews Adds

The MHLivingNews article expands MHARR’s critique by:

Showing how the bill, if unamended, could undermine existing protections in the MHIA 2000.
Documenting MHI’s apparent silence despite receiving MHARR’s communications and having a legal team that “actively monitors” other sources.
Using AI triangulation (Gemini, Grok, Copilot) to confirm the factual accuracy and implications of MHARR’s position.

⚖️ Is MHI Pushing a Flawed Bill?

Yes, based on available evidence. MHI has publicly supported the ROAD Act but has not called for amendments to address zoning exclusion or DTS enforcement—two issues MHARR identifies as critical. This omission is especially glaring given:

MHI’s history of promoting CrossMod® homes, which benefit a narrow segment of the market.
The fact that MHI’s largest members (e.g., Clayton, Cavco) stand to gain from chassis flexibility, while mainstream HUD Code homes remain sidelined.

Their silence on MHARR’s critique, despite documented awareness, suggests either strategic avoidance or tacit endorsement of the bill’s current flaws.

🔥 Why MHARR’s Advocacy Matters

MHARR’s push is vital because:

It defends existing law (MHIA 2000 and DTS mandates) from being diluted or bypassed.
It represents independent producers and consumers, not just corporate conglomerates.
It offers concrete legislative fixes, not just criticism.

Without MHARR’s intervention, the ROAD Act risks becoming a symbolic win that entrenches the status quo—benefiting a few while leaving millions of potential homeowners behind.

🔗 Key Supporting Links

If you’d like, I can help turn this into a stakeholder briefing, infographic, or a companion editorial that contrasts MHARR’s reform agenda with MHI’s apparent consolidation strategy. Just say the word.

--- The screen capture below documents the accuracy of the above. ---

There is more to know about what has gone wrong in the documented most affordable, yet apparently underperforming, manufactured housing industry. MHI's leaders have been asked to respond to critiques, such as those in the deeper dive and heavily documented reports linked below.

https://www.manufacturedhomepr...

https://www.manufacturedhomepr...

https://www.manufacturedhomepr...

https://www.manufacturedhomepr...

More on this is planned on this developing topic on ManufacturedHomeProNews in the days ahead. Stay tuned.

A variety of other subjects follow. Dig into some of those other thought provoking items from this "Reality Check" series for this Patch and in our deeper dive reports on MHProNews and

MHLivingNews.

Nina Shea on Jimmy Lai case - What it Tells Us About Communist Chinese Government

Jimmy Lai trial "lengthy duration and the fact that it is being heard in a special security court with a 100% conviction rate" Get Facts!

Manzanita Miller - New Voters Are More Conservative And Voter Turnout Now Favors Republicans

Voter Turnout Used to Favor Democrats. Is that Pattern Shifting? Manzanita Miller lays out emerging facts.

Manufactured Housing Association (MHARR) Provides Latest Industry Production Data

Spotlights Tim Williams/21st CEO/ex-Manufactured Housing Institute (MHI) Chair Invite to MHProNews.

"Rebuilding the 'Made in America' Economy" - Takeaways From the NatCon Conference

'Classical conservative thought shares common ground with liberal beliefs is true' - Google's Gemini. Be prepared to be surprised: NatCon5

Legacy Housing & Robotti Robert, Value-Investing Firm with Decades in Affordable Manufactured Housing

From Boom to Bust - Understanding Research into Manufactured Housing from late 20th and early 21st Centuries.

Pew Research: 'U.S. Immigrant Population Declines for First Time in Nearly 60 Years'

The polling is interesting. But how does immigration policy, particularly illegal immigration, impact the lives of you and those you love?

'I am not right' Catholic Church/School shooter identified as anti-Trump transgender

'Unfortunately due to my depression anger and twisted mind I want to fulfill in a final act that has been in the back of my head for years'

Do YOU Believe in Miracles? What would you say about evidence of a modern miracle witnessed by 70,000 people?

There are all kinds of miracles, some arguably real, others that are either imagined or fake. This miracle was reported in the newspapers.

3-AI Fact-Checks Damaging Report on Clayton Homes-Manufactured Housing Institute "MH Insiders" Employee Rants

Using Comparably and Indeed report provides Gemini-Copilot-Grok fact checks analyzing employee complaints-manufactured housing dynamics

Concerns Over John and Nisha Whitehead, Rutherford.org, Recent Anti-Trump Rants Explored

"The U.S. Government Is Waging Psychological War on Its Citizens: Inside the Deep State’s PsyOps Machine" See What the Whiteheads said

Manufactured Housing “Insiders” Praised-Get 'Awards' While Residents File Lawsuits: A Tale of Two Reports

Yes! Communities Steve Schaub RV-MH Hall of Fame 'Induction'-Frank Rolfe-Sun CEO Gary Shiffman Reveal Manufactured Housing Institute Leaders

Will Voters Reject Yet Another Attempt by Bush Family Member to Make a Political Dynasty Come Back?

"There is a big difference between being famous and being right." The fictional Uncle Martin on My Favorite Martian. From first season-1963.

'Shut it Down!' FBI were Investigating 19 Clinton Foundation bank accounts before DOJ put kibosh on probe.

Newly declassified FBI docs reveal they were investigating at least 19 Clinton Foundation bank accounts for 'campaign finance fraud'

Rev Emanuel Akalue - What is the Solemnity of the Assumption of the Blessed Virgin Mary? A Biblical Homily

“[Our souls] the souls of the just… [will be] in the hands of God” (Wis 3; cf. Rev 6:9; 20:4)-at the resurrection our bodies will be raised.

Cavco Woe$ Unpacked. ROAD to Housing 2025 Problems Exposed in MHARR White Paper.

Gaslighting-Illusory Truth Effect explored regarding Lesli Gooch, Ph.D., CEO of MHI. ROAD to Housing Act 2025 woes. Bill Boor CVCO misses.

Autumn Dorsey: "We Should Not Be Digital Slaves" 'Reality is not Destiny.' The FTC v. Meta case

'Meta collects your browsing history, your financial information, and even your sensitive health data' 'Meta’s greed transformed your data'

Rep. Eric Burlison-'This is not a conspiracy theory. These are documented facts—confirmed by the CIA itself.'

Congressman Eric Burlison - 'Congress Must Hold the CIA Accountable in the Wake of Recent JFK Assassination Revelations'

'TOTAL Scam' - Gov. Ron DeSantis calls H-1B Visa Program 'Terrible Policy'

Gov. Ron DeSantis (FL-R) Slams Democrats and Republicans on H-1B Visa Program

ROAD to Housing 2025 WON'T Work-How Liberals & Conservatives Can Meet to Solve the Affordable Housing Crisis

People of Faith, Take Note. Applying the Drew Mariani Formula – 'I don’t follow the donkey. I don’t follow the elephant. I follow the Lamb.'

Defector and Former KGB agent Yuri Alexandrovich Bezmenov Explained How U.S. Would Be Toppled by Enemies

Nikita Khrushchev: 'We can’t expect Americans to jump from Capitalism to Communism but can get Leaders to Accept Small Doses of Socialism.'IRS Complaint Filed Against Manufactured Housing Institute (MHI)-Is Accountability Finally Coming?Evidence-Backed Complaint Submitted to Internal Revenue Service (IRS) Requesting Investigation into the Manufactured Housing Institute (MHI)

GIGO-Important for Understanding Computers, Search Results, AI, plus Human Understanding and Behavior too

'Garbage In, Garbage out' (GIGO) is Principle in Computer Programming and Mathematics Quality of Output is Directly Linked to Quality Input

Rachel Cohen Booth for Vox: How Five Words Could Transform U.S. Affordability; Why Probing Journalism Matters

Cohen Booth exposes how a subtle tweak—removing 5 words—could open the door to millions earning less than $50K annually to home ownership

Initially Glowing AInvest Report on Announced Cavco Industries-American Homestar deal Gob Smacked by Aime

Cavco Industries (CVCO) and Manufactured Housing Institute asked to Respond to Regulatory and Antitrust Allegations raised by Aime Remarks

Could a Letter You Received Months or Years Ago Now Earn You a BIG DOJ Whistleblower Reward?

Living on leased land in 'mobile home park' or manufactured home community? Get letter from "predatory" biz? Retailer who got a 21st Letter?

The Amazing Relevance and Importance of the Dead Sea Scrolls (DSS) to our World

Discover an Insightful Hybrid Blend into Biblical Truth, Evidence for the Existence of God and Important Topics like Free Will

Countdown to 250 – Critiquing Leftist and Rightwing Views Yields Path Forward for All–Peter Berkowitz via RCP

'Rescuing The Declaration From Left- And Right-Wing Polemics' - Includes a Peek into Making AI Better in the Context of Improving America

Senator John Barrasso: First US Rare Earth Minerals Mine in 70 Years Will Lessen Dependence on China

'Last week..the opening in Sheridan, WY of the Brook Mine—the first rare earth elements mine to break ground 70 years' Can Lead U.S. to More

“Death of a Legend"– R.I.P. Dr. Edwin J. Feulner; plus Kevin Roberts, E. J. Antoni, Ed Pinto, David Dworkin

NAR, AEI, Pew, Urban Institute, NHC, Danny Ghorbani, Mark Weiss, MHARR, MHI, on affordable housing crisis and manufactured home solution.

Robert Knight-'Pastors should be more involved in politics, not less' - Claims and Counterclaims

Knight-'They should speak out more forcefully against politicians who enact evil policies'

Initially Glowing AInvest Report on Announced Cavco Industries-American Homestar deal Gob Smacked by Aime

Cavco Industries (CVCO) and Manufactured Housing Institute asked to Respond to Regulatory and Antitrust Allegations raised by Aime Remarks

Could a Letter You Received Months or Years Ago Now Earn You a BIG DOJ Whistleblower Reward?

Living on leased land in 'mobile home park' or manufactured home community? Get letter from "predatory" biz? Retailer who got a 21st Letter?

Even AI Admits Artificial Intelligence Poses ‘Dystopian’ Risk to Humanity; Truth-Faith-Reason Needed in U.S.

Independence Day is a Reminder that Freedom Isn't Free and There are Roles that Reason, Faith, and History All Play in Solving Modern Woes

Is Tech Advancing Living Standards? How Govt Can Boost Incomes, Conv. and Manufactured Home Affordardability

Alexander Frei - 'Tech Is Advancing. Your Standard of Living Isn’t. Here’s Why': Govt Regs, DOE Energy Rule, Impacts Income-Housing-More

Big Beautiful Bill Passed – Both Pummeled and Praised-What’s Next? Independence, Affordable Housing, and You

Does the Declaration of Independence still matter today?

MHARR: DOE Issues Final Rule Delaying Energy Rule Compliance Date for “Tier 2” Manufactured Homes

MHARR Cited by Federal Register in Delay and Push to Kill 'Flawed' DOE Manufactured Housing Energy Rule-MHI called out in 'corrupt' process

About 2/3rds of Democats Want New Democratic Party Leadership and Millions Favor Trump's No Nukes for Iran

Miller: 'Congressional Democrats have been unable to leverage climate of political uncertainty for their benefit and are falling behind.'

Antitrust, Affordable Housing, and Manufactured Home Paradox: What Big/Organized Money's Matt Stoller Missed

Matt Stoller-author of Goliath and Big newsletter-built a reputation as a critic of monopoly power. Why duck Buffett-Clayton Evidence?

Mobile Home Manufacturers Association vs. Manufactured Housing Institute - Historic Peek at Parks-Production

'Someone can be wrong without lying. But if someone keeps saying or doing the same misleading things knowing they are wrong, they are lying'

'The Day That Dr. Franklin Saved the U.S. Constitutional Process and the Nation' - "The American Miracle"

'Opponents of Thesis America began as a Christian Nation Generally Ignore this Speech' Insights from Michael Medved's "The American Miracle"

HHS Plan for Prior Authorization Insurance Reform Way to Improve Patient Experience for Millions in U.S.

Dr. Mehmet Oz-Millions of Americans will Benefit from Trump Administration Plans for Prior Authorization Reform

‘$500 Million Dollars’ in ‘Prime Washington D.C. Real Estate is FOR SALE’ – Underused Federal Buildings

Trump Administration is seeking to reduce unnecessary costs identified by DOGE, plus an Update on the so-called POTUS Trump-Elon Musk Fued.

Three Politically Incorrect Cartoons by A.F. Branco via WND News Center to L. A. "Tony" Kovach for this Patch

Arabella Advisors and “Dark Money” Funding of Protests, Billionaires Ironically Funding "No Kings Day" Protests and Insights on DEMs and GOP

Romano Explains "Trading With The Enemy Act" "IEEPA" "Allows President To ‘Regulate… Importation’ Of Goods"

Robert Romano on Fed Law: 'National emergencies may be terminated by Presidential proclamation or by concurrent resolution of the Congress'

Hollis-Western Society will be Destroyed Without a Commitment to Truth

'Real education starts with a belief in objective truth and commitment to finding and promoting it. Western society will end without it.'

Emanuel-'Dem Party Weak and Woke' Amid Rumors Rahm wants White House

'Toxic' said former Obama-Biden era Chief of Staff and Chicago Mayor Rahm Emanuel slams Dems 'American Dream has Become Unaffordardable'

Poll: Strong Support Trump Priorities-Voters on Biden Health Coverup

New Poll Rising Approval for POTUS Trump’ Deporting Illegal Aliens and Strengthening Diplomatic ties in Middle Eastern nations to Serve U.S.---

Good, Bad, Ugly About Artificial Intelligence (AI): Problems-Solutions

Could AI become a "Skynet" or "Terminator" Style Threat to Humanity? What Can be Done to Control the Rapid Evolution of AI in our World?

Grok: Champion-Cavco Stock Slumps May Be Influenced by Trade Reporting

xAI-'Based on context and available data' 'MHProNews intensified reporting in recent months with AI fact Checks May Hit CVCO and SKY Stocks---

---

Grocery Prices See Biggest Drop in 5 Years as Trump Policies Take Hold

DCNF: "Grocery prices fell more in April than they have since 2020, driven by egg prices that saw their biggest drop in more than 40 years."

'Meticulous Review' of Bill Boor-MHI Remarks on U.S. Housing Shortage

'In a World Thirsty for Truth' Gemini Explained "How Hybrid Journalism Can Rebuild Trust and Uncover the Truth About Affordable Housing"---

President Trump Hints He'll Act Against More than Harvard University

"Billions of dollars has been paid to Harvard," POTUS Trump said. 'How ridiculous is that? Billions and they have a $52 billion endowment.'

Artificial Intelligence and Human Expert-AI Boosted Hybrid Journalism

The U.S. Affordable Housing Crisis is often Misunderstood. To Clarify Thorny Issues, Human Expertise & AI Boosted Fact Checks of Manufactured Housing Institute (MHI) and the Manufactured Housing Association for Regulatory Reform (MHARR).

Tyler O'Neil - Doctors Throw Cold Water on Biden Claim on Cancer

---

WHAT THEY ARE SAYING: "Trillions in Great Deals"

White House Releases Formal Remarks by Corporate Leaders Praising "Trillions in Great Deals Secured for America Thanks to President Trump."

Hanne Nabintu Herland-Much Ado About History

What Marxist Philosophers did to the West, as Explained by Author and Historian Hanne Nabintu Herland - Why Understanding History Matters

Romano-Winning-Inflation Slowed 4.2025 to Lowest Level Since Feb 2021

Robert Romano Foreshadowed this Last Month - Inflation is Falling Despite Negative Tariff Talk by Media and 'Experts' like István Dobozi.

Can Reform of Corporate Governance Boost US Stocks Appeal and Economy?

---U.S. stocks equal nearly half of global stock markets - why are American Markets Appealing and What Could Make Them Even Better?

USDA Expands Access to Manufactured Home Loans-Zero Down Loan Option

Manufactured Housing Institute oddly fails to report the news of this potentially useful option for millions who seek affordable home option---

Trump Battle on Giant China Trade Deficit-is it Smart? Is it Popular?

'Vast Majority of Americans Say China is a Threat to U.S. - Manzanita Miller Presents Recent Research on Importance of a China Trade Fix

Accused of Hypocrisy-Fair?

Senator Bernie Sanders himself said that Democrats drifted from being the party of the working man to embracing financial elites-the latest.

Manzanita Miller's Research Reveals "Bad News for Democrats in-2026"

Manzanita Miller's said "Independent Voters Tend To Predict Sweeping Midterm Election Victories And That Is Bad News For Democrats In 2026."

Real Estate and Conventional Housing Dips, Manufactured Housing Rising

“The single-family home building market is facing competing concerns" said NAHB Chief Economist Robert Dietz.

DHS to Pay Illegal Aliens to Self-Deport to Save U.S. Time and Money?!

Jacob Adams-"The Department of Homeland Security is offering to pay for illegal

First U.S.A-Born Pope Draws Praise From Trump, Dems and Others; BUT...

Pope Leo XIV-First Look at the new Pope from U.S.A./North America. Praise, Concerns, Prayers Needed and Wanted for Cardinal Robert Francis.

How Advocates Like Fran Quigley-Robert Reich Shape Housing Narratives

Expert & Copilot Intro: how Corporations-Associations-Nonprofits-Advocates Omit Key Affordable Housing-Manufactured Home Facts+HUD's Turner

‘Endemic Mismanagement of HUD Manufactured Housing Program’ Nom Turner

'Restoring and Expanding Affordable Housing Role of Manufactured Homes'–MHARR Letter Cites 2000 Reform Act, "Enhanced Preemption" Much More

---

Real Estate and Conventional Housing Dips, Manufactured Housing Rising

“The single-family home building market is facing competing concerns" said NAHB Chief Economist Robert Dietz.

Danny Ghorbani-Seeking Alignment with Trump-Turner Vision and MHVille

"My heart is not to grow the amount of people on subsidies," said HUD Secretary E. Scott Turner in recent remarks on Affordable Housing.

David Dayen v Carrie Sheffield - Left/Right Views on NPR and PBS Cuts

Dayen says Trump looks 'Weak' for NPR/PBS Cut vs. Sheffield: 'Trump Rightly Defunded PBS-NPR History of Anti-Conservative Pro-Left Content'

DHS to Pay Illegal Aliens to Self-Deport to Save U.S. Time and Money?!

Jacob Adams-"The Department of Homeland Security is offering to pay for illegal aliens to return home to their native countries." Insight$

Robert Romano - After Trump’s First 100 Days, The Best Is Yet To Come

President Trump Promises as New Tax, Trade and Immigration Policies Take Hold the Joe Biden ‘Overhang’ Will Pass; Romano Presents Evidence.

Manufactured Home Groups Split in Transparency Amidst Housing Crisis

Blend of human expertise w/AI fact checks and commentary by Gemini, Copilot, and xAI's Grok help unpack causes-solutions to housing crisis.---

Electric Vehicles (EVs) Green? New and Prior Videos Spotlight Issues

Bethany Blankley: 'ICE Arrests Nearly 800 in Miami Florida Operation'

California’s Homeless Crisis Shows Need for Government Accountability

---

Top Florida Senate Democrat Quits: 'Dem Party in Florida Is Dead'

ActBlue - Two Sides of a Looming U.S. Democrats vs. Republicans Drama

Big Tech Accused of Crime of Illegally Hiring Immigrants vs. Americans

MHARR-Housing Supply Framework Act Could Benefit New Home Production

Pope Francis dies at 88 - What is next for the global Catholic Church?

---

Get Real Evidence for Jesus Christ, Easter & the Resurrection Miracle.

Dealmaker-In-Chief: Trump Given Room for Tariffs As Negotiation Tactic

American Dream of Homeownership is Slipping Away-Association Spotlight

Congressional Lawmakers "Monopoly Busters Caucus" to Fight High Costs

---

Young Leaders' Faith Behrens on Gov. Ron DeSantis and Florida's Future

Congress Must Now Cut Taxes and Regulations plus Trump Tariff Insights

ESG Ruling Puts New Pressure on Public Pension Funds and BlackRock

Trump Team Secures Southwest Land Border-Lowest Encounters Since 2000

---

Manufactured Housing Misses-Experts and Insiders Critique MHI Failures

Hybrid journalism blends human expertise and insights with AI backed fact checks: "Untapped Potential" "Action Over Apathy" Supplanting MHI

Real Reason Behind Left’s Freak-Out About the Department of Education?

Is There a Recession Ahead? John Carney's Fact-Packed Insight & Answer

---

Americans Mostly Support Trump On Deportation vs Activists Fighting it

Manzanita Miller unpacks new survey insight most 'Americans Side With Trump On Deportation—Not w/Activists Fighting For Illegals and Gangs.'

Lakeland Study Test Frank Rolfe Claim "Mobile Homes" Lower Prop Values

Hybrid Expert Human Study Combined with Multiple AI Powered Fact Checks plus 3rd Party Research Expose Disputed Claims in Critical Reporting

Manzanita Miller-Trump Tax Cut Helped Middle Class-Extension Welcomed

According to Manzanita Miller, the "Trump’s Tax Cuts Benefited The Middle-Class And That Is Why Extending Them Is Wildly Popular" LATK FEA--

New Manufactured Home Production Trend UP But Research Raises Concerns

Manufactured Housing Association for Regulatory Reform (MHARR) Released Jan 2025 data that reflects continued improvements since 2023 but...

VP Vance-Illegal Immigrants Squeeze U.S. Citizens from Home Ownership

Bill Wilson - "A Mistake From The Past That Can Be Avoided"

GROK Affordable Housing Crisis Thesis-‘This Ain’t Theory—it’s a Heist’

Fact Checks by Grok-Copilot-Gemini Point to Problems at Manufactured Housing Institute that help Explain 21st Century Manufactured Home Sales

---

Is Decline in Christianity in U.S. Over? Pew Research Suggests It Is

Numbers of Those Praying and Attending Religious Services or Mass Have Stabilized According to Recent Findings Including a Big New Pew Study

Scott Turner Confirmed Secretary of Housing and Urban Development-Official HUD+Manufactured Housing Association for Regulatory Reform (MHARR) News Releases; Manufactured Home Generational Wealth

> Floridian Dr István Dobozi Strikes at Trump Again in Magyar Article (Another critical analysis - fact check).

> Lesli Gooch Ph.D.-Award, Coverup, Headfake, Scandal? Rest of the Story (Manufactured Housing Institute linked)

---

L. A. “Tony” Kovach is a publisher who has earned multiple awards in history. He and his family live in a manufactured home on private property in Winter Haven, FL. He is the co-founder of Manufactured Home Living News.com (MHLivingNews.com) and Manufactured Home Pro News.com (MHProNews.com), trade publications serving segments of the manufactured home industry. Having worked in several segments of the manufactured home industry for over 3 decades, Kovach is a widely acknowledged and often praised expert on manufactured housing.

According to scores of industry pros and three different AI fact-checks, Kovach is the most prolific, most rigorous, most factually accurate-document rich research-reporter on manufactured housing industry issues in the 21st century. But I do get fat finger typos. Please pardon those when you find them. ###

\ Share

Nearby Communities

State Edition

National Edition

Manufactured Housing Association for Regulatory Reform (MHARR) Submits Amendments to Address Key Bottlenecks

MHARR Comments Reveal Key Misses by Manufactured Housing Institute, other affordable housing advocates in ROAD to Housing 2025 Bill.

L. A. "Tony" Kovach, Neighbor

Find out what's happening in Lakelandfor free with the latest updates from Patch.

Find out what's happening in Lakelandfor free with the latest updates from Patch.

---

---

---

---

Fact Checks by Grok-Copilot-Gemini Point to Problems at Manufactured Housing Institute that help Explain 21st Century Manufactured Home Sales

---

Numbers of Those Praying and Attending Religious Services or Mass Have Stabilized According to Recent Findings Including a Big New Pew Study

> ‘Endemic Mismanagement of HUD Manufactured Housing Program’ Nom Turner

> Big Govt, Big Pharma, Big Food made Americans Overweight and Unhealthy

> Virginia Bishop for ‘Well-Regulated Borders’ Amid VP J.D. Vance Rumble

> Romano-Trump Bans DEI In Federal Govt—States And Corporations Are Next

> How Republicans Should Follow Through on Tough Talk on Immigration

> NPR=87 Registered Democrats in Editorial Positions and No Republicans

> President Donald J. Trump’s Official 'America First Priorities'

> Rubio Senate Replacement Ashley Moody (FL-R) Gets Key Assignments

> Trump Plan: Make America Safe, Affordable, Restore U.S. Values for All

> Official Manufactured Housing Production from 1995-2023-Why it Matters

> Anna Paulina Luna (FL-R) and Barry Loudermilk (GA-R) MERIT Act Insight

> Executive Orders on Investigating Biden Censorship & Weaponization

> Floridian Dr István Dobozi Strikes at Trump Again in Magyar Article (Another critical analysis - fact check).

---

> Why do Liars Lie? Why do those Engaged in Paltering and Spin Palter?

> Controversy-Manufactured Housing Institute-Lesli Gooch-Mark Bowersox